Personal Insights

Explore insights for your lifestyle

Saving

Get the most out of extra cash

Put your extra money to work in ways that help advance your most important goals.
Experts recommend that you have three to six months' worth of living expenses stashed away for a rainy day.
Saving

Preparing for unexpected expenses

Here are ways you can prepare for the unexpected and any financial mishaps that could otherwise derail your plans.
Creating a safety net to buffer you from unexpected expenses doesn't need to be difficult, but it does involve planning to cover all your bases.
Family

The real cost of borrowing money from family

Before borrowing money from someone you know, consider the potential consequences.
Although borrowing money from family or a friend may appear to be the easiest and fastest solution when you're in need of a loan, there are several potential downsides to consider.
Family

Ready to start a family? Here's how to prepare financially

Expecting a baby may require a slightly different strategy, but you can tackle it month by month.
Establish a separate savings account that's earmarked for baby-related expenses.
Retirement

Reconsider these retirement myths

There are so many myths about the best ways to save for retirement. Here's the truth behind how to start saving now.
Thanks to the power of compound interest, your money can grow over time.
Family

Stay on track with family budgeting tools

The right family budgeting tool can help track your expenses, identify budget leaks and save money.
Budgeting isn't a single event. It's a process that you must continue working on together.
Family

Budgeting tips for single-income families

Financial discipline and smart saving will help ease your transition to a single-income family.
If you've decided to become a single-income family, you'll need to make changes to your lifestyle, spending and savings goals.
Saving

Calculate your net worth to see where you stand

Knowing your net worth can help you make informed financial decisions about debt and spending.
In its simplest form, net worth is your total assets (things you own that have value) minus your total liabilities (things you don't own, that cost you money).
Insurance

How an umbrella policy can offer extra protection

Assets tend to naturally increase as your career progresses. Here's how to protect your way of life.
You might find that an umbrella policy helps to ensure you have enough protection for your family and your assets.
Retirement

What to know about early 401(k) withdrawals

Withdrawing funds early can cost you in penalties and fees and limit your retirement savings.
The upside of a 401(k) loan is that you repay yourself rather than a lender, and you won't incur the early withdrawal penalty.
Security

Use card alerts to prevent fraud

Learn how to set up and use card alerts to safeguard your finances.
Card alerts can help you keep a watchful eye on your accounts while offering peace of mind for your overall finances.
Career

Should you stay or leave your current job?

Job hopping could be a lucrative option, but there may be downsides to keep in mind.
You'll be missing out on a retirement savings boost if you change jobs before being vested in your employer's match.
Home

Choosing the right time to buy a house

If you're trying to decide whether it's a good time to buy a house, consider these factors.
When buying a home, weigh all the factors and determine how your costs could change in different scenarios.
Credit

5 ways to lower your credit card payments

Consider these strategies to help lower your credit card payments.
Negotiating a lower rate with your credit card company could ultimately lower your monthly credit card payment.
Career

How to ask for the salary you deserve

Factors like education, years of experience and local cost of living can affect your salary.
Researching average pay rates in your industry can offer guidance about what to ask for a salary.
Investing

How Wall Street impacts your financial life

Learn how stock market fluctuations can affect your day-to-day finances.
You probably don't need to watch for stock market changes hour by hour or day to day.

Showing 193 - 208 of 353 results

Showing 193 to 208 of 353 results

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This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

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