Personal Insights

Explore insights for your lifestyle

Insurance

8 actionable steps to help you save on home insurance

Save on home insurance by making your home safer and asking your agent about policy discounts.
A safer home is less of an insurance risk, which can result in lower premiums.
College

What grandparents should know about 529 plans

A 529 plan is a tax-advantaged savings account for school-related expenses.
A prepaid plan may help you save money if tuition increases during the next 4 years.
Family

Financial power of attorney for your young-adult kids

You may still want access to your child's financial accounts and healthcare records after they turn 18.
If your child goes off to college and has to visit an emergency room, the hospital might not know to contact you.
Insurance

Practical steps you can take to lower your premium

Want to lower your car insurance premium? Here's what you need to know.
It never hurts to get on the phone and ask your insurance agent if there are ways to reduce your premium.
Debt

Two strategies to pay off your credit cards

If you're looking for a pay-down strategy for your credit cards, consider a debt avalanche or a debt snowball.
Using these strategies can help you get a handle on your credit cards and pave the way to a lower-debt future.
Investing

Investment types you should know

There's a wide variety of investments you can use to put your money to work for you.
Here are 10 types of investments you may want to consider as you put together your strategy.
College

6 ways to use a 529 plan

A 529 plan isn't only for tuition. A number of other education-related expenses qualify.
Providing your child with a 529 college savings plan is a great way to help them fund higher education expenses.
Insurance

Build a disability income insurance policy

Disability insurance riders allow you to customize your policy to reflect your priorities.
The advantage of purchasing riders for your disability income policy is that you only pay for what you need, or what you think you'll need.
Retirement

Investing for retirement

You may not consider yourself wealthy, but you could have more wealth than you think.
The key to successfully investing for retirement is optimizing your assets for the future.
Investing

Why consider real estate investment trusts

Real estate investment trusts provide a useful entry to real estate investing.
Real estate investment trusts are companies that develop and run income-producing properties.
Family

Trusts versus wills: What's the difference?

Two of the most common legal documents specifying who inherits what can have different uses.
Generally, the more money or property you have, the more it may make sense to use a trust.
Taxes

Why tax planning should be more than a yearly practice

Thinking long term allows you to build wealth and a legacy for you and your family.
The tax bracket you're in this year may change next year or in the years to come. 
Security

Don't be a victim of phishing

What is phishing, and how do you prevent phishing attacks? Watch this video for five simple ways to detect and avoid phishing attempts.
Fraudsters trick people into revealing their personal information.
Security

Keeping passwords safe online

Strong password management helps protect you from cyberattacks. Watch this video for tips to keep your passwords secure.
Watch this video to learn a few tips for keeping your passwords safe and secure.
Family

Plan financially for your kids to return home

These strategies can help you get ahead of your kids returning home after college.
A lifetime trust can help pay for things like college, healthcare and emergency expenses.
Investing

Stocks or bonds: Which makes sense for you?

Here's how to find the right investment for all your different financial goals.
Bonds are typically a more stable, predictable investment than stocks.

Showing 225 - 240 of 353 results

Showing 225 to 240 of 353 results

Featured publication

This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

First Citizens Bank is a Member FDIC and an Equal Housing Lender icon: sys-ehl.

NMLSR ID 503941