Personal Insights

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Retirement

Find Your Own Path to Retirement Savings

Find the retirement account that works for you, regardless of whether your employer offers a 401(k).
Increase your retirement contribution each year, much like you would a pay raise.
Home

What You Need to Know About Buying a Fixer-Upper

Buying a fixer-upper is a big decision, so know what you're in for before you commit.
With fixer-uppers, you don't know what you don't know—and neither do your contractors.
Investing

An Investment Pro Working for You

A portfolio manager can help make the most of your savings as you work toward your financial goals.
Historically, portfolio managers generate the types of returns that are helpful in achieving goals of any scope.
Home

The Ins and Outs of a Mortgage Rate Check-Up

A rate check-up can help you see if there are mortgage opportunities that are a better fit for you.
A mortgage rate check-up is the process of researching what types of mortgage loans exist in the market today.
Investing

Taking Stock Market Volatility in Stride

Wall Street occasionally experiences increased market volatility. So how should you react?
Investing based on long-term strategy and goals will help you see the best returns.
Retirement

How to Choose Between a Roth IRA and a 401(k)

Roth IRAs and 401(k)s can both be great accounts for growing your retirement savings. Learn how.
Roth IRAs and 401(k)s offer significant tax benefits, but they do so in different ways.
Family

Create a Family Budget to Teach Financial Discipline

Financial discipline for families can be a challenge, but a budget helps you stay on track.
You can make financial discipline as a family easier by making smart choices and forming positive habits.
Family

New Ways to Give This Holiday Season

These budget-friendly gift-giving ideas can spark inspiration for a meaningful season.
There are many ways to create meaningful gifts that have more to do with the heart than money.
Banking

How the Banking System Works

The banking system helps us keep up with the full range of our financial needs.
These days, more and more banks offer extensive digital services.
Investing

What's Your Risk Tolerance?

Risk tolerance is the most important factor in deciding where to put your money.
You can't build a workable investment portfolio until you know your risk tolerance.
Family

Protect Your Money During a Divorce

Money is an integral part of family life, which is why it's important to consider it during a divorce.
Conversations about how to handle finances while separating from your spouse may not be easy.
Investing

The Ins and Outs of Angel Investing

Want to invest in the next big entrepreneurial idea? Angel investing may be your ticket.
An angel investor puts money in very early-stage companies.
Security

Protect Yourself From Social Engineering Attacks

What are social engineering attacks and how can you protect yourself? Watch this video to keep your sensitive data and finances safe.
You're your best defense against social engineering!
Saving

5 Financial Tips for Young Adults

Achieving the future you want starts with how you manage your finances as a young adult.
The sooner you begin planning your future, the sooner you can save and make smart financial decisions.
Budgeting

How Exchange Rates Work

Maximize currency exchange rates before you ever leave home.
Consider adding some padding to your overall trip budget to allow for exchange rate fluctuations.
Security

Don't Get Caught by Phishing Emails

Here are three tips to help you avoid phishing scams, which can lead to costly identity theft.
Using the sensitive information obtained from a successful phishing scam, cybercriminals can take out loans or obtain credit cards and even driver's licenses in your name.

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Showing 241 to 256 of 349 results

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This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

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