Personal Insights

Explore insights for your lifestyle

Family

Making sense of the wild car market

Arm yourself with information and shop around before you plunge into today's high-priced car markets.
Prices are expected to remain high through June and probably beyond.
Banking

Are you prepared for rising inflation rates?

Here's how rising prices can affect your finances.
The effects of inflation can be far-reaching, and you may feel their impact whenever you shop, pay bills or borrow money.
Home

How alternative energy can improve your home

An alternative energy source better secures your home during a power outage.
The good news is that many states and municipalities support alternative energy sources with rebates, grants and other financing programs.
Credit

A breakdown of the 5 Cs of credit

Discover the five factors that guide banks' lending decisions.
Banks typically look for a debt-to-income ratio of less than 36% as an indicator of a responsible borrower.
Security

Protecting your child's personal information

Follow these practical tips to help protect your child's identity against misuse, theft and fraud.
Help your child cultivate a healthy sense of awareness when it comes to advertising.
Insurance

What credit card rental car insurance covers

Understanding your credit card rental car insurance benefits can save you a bundle of money.
Most major credit card companies offer some form of rental car insurance.
Security

Tips to protect yourself from smishing

A smishing attack uses text messaging to urge you to give up personal information or click a link.
A text that urges you to act quickly is a red flag that it might be a smishing attack.
Family

5 things to consider as your family changes

Discover ways to navigate change as your family shrinks or grows.
Even if you don't yet feel wealthy, your family's growing years are the time to create a financial plan.
Credit

Are you paying too much in credit card fees?

It's important to evaluate the fees you're paying on your credit cards.
The option with the lowest fee isn't always the best deal. You'll need to weigh your card's cost against its benefits.
Home

Keys to a competitive home offer

Here are some tips for buying a home in a competitive market.
Price isn't the sole deciding factor in a multi-bid situation.
Home

What you need to qualify and apply for a mortgage

This application checklist will show you how to qualify for a mortgage and get you to closing faster.
With a little organization, the mortgage application paperwork isn't nearly as daunting as it seems.
Security

How to spot student loan scams

Do you know how to identify a student loan forgiveness scam? Here's how to protect yourself.
There are legitimate loan forgiveness programs available, and student loan borrowers should know how such programs work so they can recognize student loan scams.
Debt

How to get a personal loan

Here's the information you'll need to apply for a personal loan.
As long as you use it responsibly, getting a personal loan can help strengthen your finances and prepare you for financial success down the road.
Credit

Can you build credit with a store card?

A store card can be helpful for repairing credit, but there's a catch.
It's important to have realistic expectations about what responsible use of a store card can accomplish.
Credit

Understand the credit card fees on your bill

No one likes surprise charges. Understand common credit fees before you use your card.
Many credit cards charge a fee each year just to have the card.
Budgeting

Things you can do for your finances during hard times

You can take steps to protect your finances when the news is bad.
History makes it clear that the market turbulence of early 2022 is not a rare thing. Neither is a subsequent recovery.

Showing 145 - 160 of 353 results

Showing 145 to 160 of 353 results

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