Golf Equipment Leasing & Financing

Unique golf and turf equipment financing solutions

Let us help drive your success

You deserve a golf equipment leasing and financing provider that knows the industry like you do. That's why we focus on matching our industry experience with exceptional service and customizable golf and turf equipment financing packages—so you can focus on your business.

Experience

We know the golf equipment leasing and financing business inside and out.

Flexibility

Get up to 100% financing with customized solutions to help power your business forward.

Responsiveness

You can rely on us for open communication, whatever your financing needs may be.

Let's get started

Whether you're expanding operations or upgrading to the latest technology, you need a strategy that fits your capital plan. We have the flexible golf and turf equipment financing options you need to make those purchases possible.

Secure the tools you need to get the job done.

Ready to get started? It's quick and easy to apply online for financing.

Have questions? Our specialists are here to help.

Close more deals. Offer financing to your customers.

Learn more about offering financing to your customers

Golf Equipment Leasing & Financing Solutions
Set a course for success

We provide several products and programs catered to the unique needs of the golf and turf industry. We can finance your turf maintenance equipment needs, golf cars and more with traditional leasing options as well as:

  • Fair market value leasing, where you can return equipment at the end of the term
  • A $1 buyout, where you own the equipment at the end of the term
  • Conditional sales contracts or lease purchases, where you take ownership of the equipment while the title remains with the seller until it's paid in full
  • State and local government-qualified municipal leases for tax-exempt leasing solutionsD
  • Rental fleet financing
  • Terms ranging from 24 months to 72 months

Golf & Turf Equipment Leasing Benefits
Get in the game with tools that work for you

Work with an experienced team

With an average of more than 15 years in golf and turf equipment financing, we pride ourselves on being accessible and putting our industry experience to work for you.

Apply quickly and easily

You need a trusted lender dedicated to delivering best-in-class service. Our simple online application process makes it easy.

Track your status in real time

Access your financing and application status, no matter where you are in the funding process.

Get flexible financing options

Secure up to 100% financing on a variety of brands and products and roll them into one monthly payment, and take advantage of seasonal payment structures.

Golf Equipment Leasing & Financing FAQ
People often ask us

We offer financing for several types of golf and turf equipment, including:

  • Golf cars
  • Service and utility vehicles
  • Commercial mowing products
  • Golf courses
  • Professional sports turf
  • Light construction and agricultural equipment

Access up to $500,000 application-only, and choose from loan or lease options. You can learn more by talking to a First Citizens representative at your local branch.

Flexible golf and turf equipment financing helps your company retain cash flow while acquiring the equipment you need. We work to keep your monthly payments as low as possible so you can use your cash for other costs.

Additional benefits to financing your golf and turf equipment include:

  • Loans to help you upgrade and retain ownership of your equipment
  • More work efficiency when you acquire the latest tools
  • Up to 100% financing on select new or used equipment

When calculating the right financing structure for your business, we evaluate several factors, including your monthly budget, your business needs and how long your business has been in operation.

There are many reasons companies choose to lease golf and turf equipment instead of purchasing it outright.

Liquidity: Free up your cash flow to invest in other expenses.

Technology: When your lease term is up, simply turn in old equipment and upgrade to the latest model.

Efficiency: Working with new equipment means the job is done sooner and more efficiently.

Flexibility: Your budget no longer has the restrictions of maintenance and repair costs associated with keeping aging equipment.

We offer golf and turf equipment loans in as fast as 1 day to help you secure the assets your business needs.

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.

Not all applicants will qualify for financing. All finance programs and rates are subject to final approval by First-Citizens Bank & Trust Company and are subject to change at any time without notice.

Deferred or seasonal payments are only offered during contract origination, subject to limitations. They are not offered as a means to mitigate payment delinquency or contract default. Qualified applicants for deferred or seasonal payments are subject to and are based on the sole discretion of First-Citizens Bank & Trust Company and its credit requirements that include, but aren't limited to FICO, time in business and industry.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

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Speed and performance are subject to applicant's local connectivity and other factors outside First-Citizens Bank & Trust Company's control.

Supporting financial documentation may be required for any transaction with First Citizens.