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May Q&A: Available now
This month, the Making Sense team answers client questions related to trade policy developments and their impacts on key economic issues.
Whether you run a construction enterprise, material handling business, an agricultural facility or any business that operates with heavy equipment, you know what it's like to balance a full plate. We offer industrial equipment financing and leasing solutions, helping you focus on other responsibilities—like growing your business.
Customization
Our representatives work directly with you to come up with solutions designed to meet your unique equipment needs.
Fair pricing
We offer competitive rates, helping you put more money back into your business—you've worked hard for it, after all.
Partnership
Our financing specialists partner with you to ensure your bottom line is top of mind with every decision.
We pride ourselves on our experience and commitment to giving you a wide variety of options for industrial equipment financing. Contact an experienced representative and get started—it's that easy.
We offer financing solutions designed to meet the unique needs of a variety of industries including packaging and labeling, construction, agriculture, material handling, transportation and food processing.
Allocate more time to growing your business when you have newer, modern equipment.
Loans help you preserve your cash for other costs, such as hiring more people and marketing your business.
When you take out an industrial equipment loan, you're free to bid for more contracts without feeling like you have to save money for purchasing equipment.
Leasing your equipment means you don't own it, so you don't need to worry about long-term repairs or depreciation.
Access up to $500,000 application-only, and choose from loan or lease options. When calculating the right financing structure for your business, we evaluate several factors, including your monthly budget, your business needs and how long your business has been in operation.
We offer financing options for a variety of industrial and general-purpose equipment including:
The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.
Not all applicants will qualify for financing. All finance programs and rates are subject to final approval by First-Citizens Bank & Trust Company and are subject to change at any time without notice.
First Citizens Bank & Trust Company and the parties referred to herein as "partners" are not "partners" of one another and have not entered into a "partnership", whether general or limited, as such term is used in the legal or literal sense.
Deferred or seasonal payments are only offered during contract origination, subject to limitations. They are not offered as a means to mitigate payment delinquency or contract default. Qualified applicants for deferred or seasonal payments are subject to and are based on the sole discretion of First-Citizens Bank & Trust Company and its credit requirements that include, but aren't limited to FICO, time in business and industry.
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Please select the option that best matches your needs.
Customers with account-related questions who aren't enrolled in Digital Banking or who would prefer to talk with someone can call us directly.
To learn how we can help your business grow, contact our team today. Finance equipment up to $3 million.
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This application is available through our digital financing experience. If originated, it'll be serviced digitally and not at a traditional First Citizens branch. Here's what you need to know.
Here's what you can expect when applying for financing.
If you have questions, call 866-777-0117.