Try fair market leasing or a $1 buyout
Fair market value, or FMV, leasing lets you return equipment at the end of the term, while a $1 buyout gives you the option to own the equipment after the term ends.
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Whatever equipment you need, we can help. Our financing specialists can guide you every step of the way, from selecting equipment to securing financing—helping you preserve cash flow with predictable monthly payments.
You have equipment needs. We have solutions. Whether you're just starting out or growing your business, we can help you find the type of business equipment financing that works best for you.
Fair market value, or FMV, leasing lets you return equipment at the end of the term, while a $1 buyout gives you the option to own the equipment after the term ends.
An open-end lease combines the flexibility of ownership with the potential cash flow and the tax advantages of leasing.
We offer loan financing up to 100% for new and used equipment and vehicles. Typical terms are up to 5 years and can be structured to suit your needs.
Up to 100% financing is available for new or used vehicles and equipment, plus soft costs including sales tax. Typical terms range from 2 to 5 years. Flexible repayment schedules are available to meet cash flow needs, with terms structured to meet your tax or accounting needs.
Our equipment financing specialists are here to guide you from start to finish.
Apply for financing online in as little as 3 minutes.
Once you sign your documents electronically, we'll send your contracts in an online format.
Once you're approved, we'll prepare the closing documents and pay the vendor for your purchase.
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.
Not all applicants will qualify for financing. All finance programs and rates are subject to final approval by First-Citizens Bank & Trust Company and are subject to change at any time without notice.
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Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.
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Customers with account-related questions who aren't enrolled in Digital Banking or who would prefer to talk with someone can call us directly.
This application is available through our digital financing experience. If originated, it'll be serviced digitally and not at a traditional First Citizens branch. Here's what you need to know.
Here's what you can expect when applying for financing.
If you have questions, call 866-777-0117.
To learn how we can help your business grow, contact our team today. Finance equipment up to $3 million.
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