Invest how you want, when you want, in real time with Self-Directed Investing.
Being a teen is hard enough. Help us support Teen Cancer America to improve their quality of care.
We're committed to serving companies as they expand and succeed. The proof is in our success stories.
May Q&A: Available now
This month, the Making Sense team answers client questions related to trade policy developments and their impacts on key economic issues.
, Opens in a new tab
, Opens in a new tab
, Opens in a new tab
Acquire the vehicles your business needs and maintain your cash flow with tractor and trailer financing through First Citizens. We offer both capital leases and terminal rental adjustment clause, or TRAC, tax leases for both tractors and trailers, with custom tailored terms to meet your tax and accounting needs.D
Financing solutions are ideal for small and mid-sized companies with fleets of 10 to 100 units, as well as for distributors and manufacturers.
Frequently used to acquire an asset for your practice or business, this option allows your business to depreciate the cost of the equipment and expense the interest portion of the payment.
If you operate a fleet from 10 to 100 units, you can reduce your monthly payments with a TRAC lease. Get up to 100% financing for leases with a guaranteed residual purchase option.
We offer loan financing up to 100% for new and used vehicles. Typical terms are up to 5 years and can be structured to suit your needs.
Choose the tractor or trailer you want to finance, then select the dealer and negotiate pricing. Once credit approval is received, we'll prepare the closing documents and pay the dealer for your purchase.
Up to 100% financing is available with the first and last payments required at closing, along with an administrative fee. Lower lease payments are obtained due in part to vehicle residual values. Our competitive lease rates are frequently lower than commercial finance rates.
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
Treasury & Cash Management
Electronic Bill Presentment & Payment
Investment & Retirement Services
Community Association Banking
Equipment Financing & Leasing
Credit Cards
Merchant Services
Insurance
Email Us
Please select the option that best matches your needs.
Customers with account-related questions who aren't enrolled in Digital Banking or who would prefer to talk with someone can call us directly.
Fill out the form below to connect with us about tractor and trailer financing. Fields denoted with an asterisk (*) are required.
If you prefer to speak with someone directly, please give us a call.