Office Equipment Leasing & Financing

Office equipment financing solutions for your business

Keep up with technology

Update your office equipment with the right financing to help make everyday expenses more manageable. We offer office equipment leasing and financing options across a variety of machines and software, including copiers, printers, scanners, fax machines, computers, laptops and phones. Our financing solutions help you and your customers attain what's needed without jeopardizing your bottom line.

Experience

Our dedicated financial specialists can help vendors improve cash flow and lower operating costs.

Technology

Easily finance new office technology with aid from our managed services, online portals and cloud solutions.

Options

You have options. Get financing for a wide variety of office equipment.

Let's get started

Whether you're expanding operations or upgrading to the latest technology, you need a strategy that fits your capital plan. We have the flexible office equipment financing options you need to make those purchases possible.

Secure the tools you need to get the job done

Ready to get started? It's quick and easy to apply online for financing.

We're here to answer your questions

Get to know our equipment finance team

Meet the equipment leasing and financing team , Opens in a new tab

Office Equipment Financing Solutions
Grow your business

We offer financing solutions designed to meet the unique needs of office equipment manufacturers, distributors, systems integrators, dealers and resellers.

  • Capital and operating leases
  • Installment loan terms ranging from 24 months to 72 months
  • Prefunding and advanced funding
  • Progress payments
  • Refresh programs
  • Rent-to-own and rental pool structures
  • As-a-service or managed services
  • Cost-per or variable billing structures
  • Vendor private-label programs
  • Deferred or seasonal payments
  • Up to 100% services and software financing
  • Flexible invoicing presentment options
  • Online portals for vendors and customers

Office Equipment Leasing & Financing Benefits
Stay competitive with the latest office equipment

Stay up to date with technology

Keep up with technology and remain competitive without sacrificing cash flow.

Flexible financing

Get flexible payment options and schedules that meet your business's specific needs.

Potential tax savings

Take advantage of the benefits Section 179 affords you by deducting the cost of your financed equipment.D

Increase operating efficiency and workflow

Better office equipment can improve productivity.

Office Equipment Financing & Leasing FAQ
People often ask us

We offer office equipment loans in as fast as 1 day to help you secure the assets for your business needs. 

Access up to $500,000 application-only, and choose from lease or loan options. You can learn more by talking to a First Citizens representative at your local branch.

We offer financing for several types of office equipment, including:

  • Copiers
  • Printers
  • Fax machines
  • Scanners
  • Computer hardware
  • IP technology
  • Software
  • Managed servers
  • Cloud solutions
  • Video conference
  • Mobile technology
  • Data storage
  • Networking equipment

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.

Not all applicants will qualify for financing. All finance programs and rates are subject to final approval by First-Citizens Bank & Trust Company and are subject to change at any time without notice.

Deferred or seasonal payments are only offered during contract origination, subject to limitations. They are not offered as a means to mitigate payment delinquency or contract default. Qualified applicants for deferred or seasonal payments are subject to and are based on the sole discretion of First-Citizens Bank & Trust Company and its credit requirements that include, but aren't limited to FICO, time in business and industry.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941

Speed and performance are subject to applicant's local connectivity and other factors outside First-Citizens Bank & Trust Company's control.

Supporting financial documentation may be required for any transaction with First Citizens.