Technology Financing & Leasing

Technology financing solutions for your business

Manage technology expenses without compromise

Maintain and acquire modern technology for your business while keeping costs prioritized. Our financing specialists can help you find the right technology financing and leasing solutions so you can streamline your workflow.

Customization

Our representatives work directly with you to come up with solutions designed to meet your unique technology needs.

Fair pricing

We offer competitive rates, helping you put more money back into your business—you've worked hard for it, after all.

Partnership

Our financial specialists partner with you to ensure your bottom line is top of mind with every decision.

Let's get started

We pride ourselves on our experience and commitment to giving you a wide variety of options for leasing or financing your technology equipment. Fill out our online application and get started—it's that easy.

Secure the tools you need to get the job done

Ready to get started? It's quick and easy to apply online for financing.

We're here to answer your questions

Get to know our equipment finance team

Meet the equipment leasing and financing team , Opens in a new tab

Close more deals by offering financing to your customers

Offer Financing

Technology Financing Solutions
Stay on the cutting edge

We offer several types of financing solutions designed to help businesses maintain up-to-date technologies.

  • Capital and operating leases
  • Installment loans
  • Prefunding and advanced funding
  • Progress payments
  • As-a-service or managed services
  • Refresh programs
  • Rent to own and rental pool structures
  • Managed service and cloud solutions
  • Cost-per variable billing structures
  • Vendor private-label programs
  • Deferred or seasonal payments
  • Up to 100% services and software financing
  • Flexible invoicing presentment options
  • Online portals for vendors and customers

Technology equipment financing benefits
Achieve value at every step

Lower operational expenses and create efficiencies

Allocate more time to growing your business when you have newer, modern equipment.

Protect your liquidity

Loans help you preserve your cash for other costs, such as hiring more people and marketing your business.

Bid for more work

When you take out a technology equipment loan, you're free to bid for more contracts without feeling like you have to save money for purchasing equipment.

Avoid high maintenance costs and depreciation

Leasing your equipment means you don't own it, so you don't need to worry about long-term repairs or depreciation.

Maintain modern practices

Acquiring and maintaining cutting-edge technology ensures your business functions are up to date, setting you up for long-term growth and success.

Technology Equipment Leasing & Financing FAQ
People often ask us

You can finance various types of technology equipment, including:

  • Computer hardware
  • IP technology
  • Software managed services
  • Cloud solutions
  • Video conferencing
  • Mobile technology
  • Data storage
  • Networking equipment
  • Servers

We offer technology equipment loans in as fast as 1 day to help you secure the assets your business needs.

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.

Not all applicants will qualify for financing. All finance programs and rates are subject to final approval by First-Citizens Bank & Trust Company and are subject to change at any time without notice.

First Citizens Bank & Trust Company and the parties referred to herein as "partners" are not "partners" of one another and have not entered into a "partnership", whether general or limited, as such term is used in the legal or literal sense.

Deferred or seasonal payments are only offered during contract origination, subject to limitations. They are not offered as a means to mitigate payment delinquency or contract default. Qualified applicants for deferred or seasonal payments are subject to and are based on the sole discretion of First-Citizens Bank & Trust Company and its credit requirements that include, but aren't limited to FICO, time in business and industry.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

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Speed and performance are subject to applicant's local connectivity and other factors outside First-Citizens Bank & Trust Company's control.