Small Business Insights

Explore insights for your small business

Security

Why Does Digital Transformation Fail?

Data breaches are a real threat to small businesses, so it's important to focus on your transformation's security.
The more input and buy-in you can get, the more issues, concerns and associated solutions you can identify—and the better you can support everyone involved.
Taxes

Self-Employed Tax Tips for Social Security

The IRS has some specific requirements for self-employment taxes. Here's what you need to know.
Self-employed individuals are considered both employer and employee, which means you must pay the full 15.3% of your gross income to cover the tax contribution to Social Security and Medicare.
Planning

Business Budget Planning During a Pandemic

It's difficult to plan your business budget when you face so many unknowns.
The pandemic is making business budget planning for 2021 uniquely difficult. There are a number of considerations to bear in mind as you lay out your strategic plan for the next 12 months, allocate resources and estimate revenue and profits.
Management

Managing Relationships in the Workplace

The clear guidelines of an employee dating policy can help workers and bosses feel more secure.
Clearly spelling out what's considered appropriate and inappropriate at work will protect both the employees and the workplace as a whole.
Finance

Understanding What Bankruptcy Means

Commercial bankruptcies have increased during COVID-19. If you're struggling, know your options.
Chapter 11 is a type of bankruptcy that allows a business to continue to operate while it reorganizes its debts.
Starting a Business

Starting Up When Times are Tough

Finding your footing amid economic turbulence sets you up well for the inevitable recovery.
Because the startup life can be tough even in the best of times, difficult economic conditions call for a unique set of tips for starting a small business.
Insurance

Managing Business Risk

Think you don't have to worry about business risk? Think again.
As your business grows, you can go through fluctuations in risk, too.
Starting a Business

Home-Based Business Ideas to Explore

Use one of these five work-from-home ideas to launch your own business right now.
As long as you have a laptop with a webcam, online access, some basic technical skills and determination, you can set up your own home-based business.
Technology

What Is Hyper-Personalization?

Learn why hyper-personalization has become a must for every business today.
Achieving hyper-personalization at scale takes data and technology investments—and requires that your business adopt a customer-first mindset.
Technology

Should Your Business Get on Board With Bitcoin?

Consider the pros and cons of accepting bitcoin as payment for your business.
The price of bitcoin and other cryptocurrencies changes frequently and rapidly.
Insurance

Home Business Insurance Basics You Need to Know

Whatever type of home-based business you run, insurance is an important part of your finances.
Customize your home business insurance to include protection for your specific business and avoid paying for coverage you don't need.
Planning

Should Your Company Be Fully Remote?

Learn the implications and future of remote work to craft the best plan for your own company.
Your team members probably like the idea of working from home, at least some of the time.
Cash Management

Here's How to Accept Bitcoin Payments at Your Business

Bitcoin is the most popular cryptocurrency. But how can small business owners start accepting it?
Many businesses have started to accept the popular digital currency as a form of payment.
Planning

How to Create an Employment Sick Leave Policy

A generous plan can boost more than just good health.
Your city and state may have paid sick leave requirements you'll need to follow.
Planning

Get Ahead of the Recovery Curve

Savvy business owners know that survival mode includes some planning for the inevitable rebound.
Businesses that survive difficult times frequently emerge stronger than ever with the help of a business recovery plan.
Accounting

How Flex Pay Options Can Help Your Employees and Bottom Line

Flexible payment options can increase your employees' satisfaction and reduce your costs.
Providing flexible payments as part of your employment package can help you attract and retain the best talent.

Showing 113 - 128 of 165 results

Showing 113 to 128 of 165 results

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This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

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