
Basic Business Checking
Uncomplicate your business banking
Basic Business Checking is a favorite online business checking starter account for new businesses that need a checking account with a low opening balance and essential services. Log in to open an account now. You'll need to be an existing First Citizens Business Customer with a Business Digital Banking login to open an account.
No Minimum Balance
Never worry about maintaining a balance.
No Monthly Fees
Enroll in paperless statements to avoid the monthly fee.D
Bank When You Want
Access to your no fee checking account using Digital Banking Solutions.D
Simple and affordable
Basic Business Checking is a favorite starter account for new businesses that need a checking account with a low opening balance and essential services.
Convenience without costs
Online and mobile access
Access to Digital Banking Solutions for your business—from anywhere.
Pay with confidence
Your Visa® Business Debit Card offers a safe, convenient way to pay for purchases, manage cash flow and increase efficiency—all for free.
More options
Unlimited use of any First Citizens ATM or branch in our network—for free.D
Manage your business on the go
Manage your accounts from anywhere
Send and transfer money using ACH and wires
Receive account and security alerts


