Protect accounts
Choose from several options to protect your account.
Control your portfolio
Invest how you want, when you want, in real time with Self-Directed Investing.
Prepare your business for what's next in 2026
Get actionable strategies and insights to strengthen your business's financial resilience in the changing economic landscape.
See how we're supporting companies
We're committed to serving companies as they expand and succeed. The proof is in our success stories.
January Market Update: Available now
The Making Sense team discusses inflation trends, the labor market and a richly valued equity market.
Actively monitor your automated clearing house, or ACH, transactions to protect your business from fraudulent payments. Our service gives you the oversight to review, flag, authorize and reject payments before they post. Gain more control with our ACH monitoring service.
Stay aware
Monitor accounts against potentially fraudulent transactions.
Stop activity
Block any unauthorized transactions.
Get alerts
Receive proactive notifications against suspicious activity.
Choose from several options to protect your account.
Manage cash flow by viewing and approving transactions before they post.
Safeguard your account with filter and block options.
We provide ACH Positive Pay services to help you block and return any unauthorized electronic transactions.
Review ACH transactions within Commercial Advantage or Digital Banking to decide whether to pay the transaction and allow it to post to your account or reject it and have it returned to the originator.
Available in Commercial Advantage, you can automatically block and return all ACH debit and credit transactions that attempt to post to your business account.
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
Normal bank approval applies.
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Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.
Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.
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Please select the option that best matches your needs.
Customers with account-related questions who aren't enrolled in Digital Banking or who would prefer to talk with someone can call us directly.
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