remote deposit capture (rdc)

Deposit money from your office or home

Manage your money on your schedule

Keep your business running smoothly with the convenience of remote deposits. Remote Deposit Capture, or RDC, is simple, efficient and easy to install. Control your expenses and improve your cash flow by reducing the time needed to process payments.

Make online deposits

Deposit your checks remotely using our desktop scanner.

Expand your window

Remote deposits are fast, easy and extend time for deposits.

Get added security

Enhance security and improve accuracy.

Benefits
Deposit with ease

Online efficiency

Save time and money using our imaging technology to digitally scan and transmit checks online for processing. Need help estimating the amount you can save each month by implementing RDC at your business? Use our RDC savings calculator.

Extend deposits

Remote deposits are fast and easy and extend your deposit window. Images transmitted and confirmed by 10 pm ET are posted for next business-day availability.D

Secure and accurate

Using secure encryption and authentication, initiate remote deposits and instantly verify they were received. Quickly locate specific deposits, create custom reports and print deposit receipts.

Online training

Receive video training at no extra cost, allowing you to conveniently learn at your own pace. If additional help is needed, our specialists are a phone call away.

See how it works

Take a tour of how our Remote Deposit Capture works.

Watch this video to learn how Remote Deposit Capture works

Even though businesses have access to more options than ever before, checks remain a primary payment method for business-to-business payments. Depositing daily check payments is an important aspect of your business, but it's not always easy or convenient.

With First Citizens Bank Remote Deposit Capture service, businesses of all sizes can save time and money by making deposits online using the latest imaging technology. Instead of spending time compiling deposits or rushing to the bank before it closes, Remote Deposit Capture is fast and simple, enabling you to transmit check deposits in as few as three mouse clicks. Deposits transmitted and confirmed by 10 pm Eastern Time are posted the next business day.

Eliminate the risk associated with trips to the bank and avoid disruptions in business cash flow with the ability to make deposits from any location at the time that works best for you.

With our easy to use desktop scanner, you can make daily check deposits that are protected by state-of-the-art encryption and authentication. Simply log in at FirstCitizens.com, make your deposit and instantly verify that the bank received it. The application automatically reads the amount of each check and reconciles your deposit amount before you transmit the deposit.

Locate specific deposited items quickly, create customized reports or print a deposit receipt—all with ease and convenience.

Whether you're interested in improving security, convenience or cash flow or all three, Remote Deposit Capture offers an affordable and easy to use service to save time and money for your business.

To learn more, please visit FirstCitizens.com or contact your local First Citizens banker today.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send & transfer money with ACH and wires

Receive account and security alerts

Learn more about business digital banking
Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send & transfer money with ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Learn more about business digital banking

Normal bank approval applies.

Remote Deposit Capture is subject to contractual terms and conditions.

Subject to the bank's Funds Availability Policy.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941