Home Insights

Explore insights for your lifestyle

A Mortgage Loan Officer Can Provide Confidence in Tight Markets

Get a market edge over other buyers by starting your journey home with a mortgage loan officer.

Meeting with a mortgage loan officer is the start a relationship that can shape your entire homebuying experience.

Budget-Friendly Renovations Can Increase Home Value

Learn how to increase home value with these ideas for popular home upgrades on a budget.

If your kitchen design is starting to look dated, you can refresh the look without a complete remodel.

Is Now a Smart Time to Buy?

Market conditions since the pandemic are favorable—but there's more to consider.

Now may be a good time to make a major purchase, but in the end, only you can decide if the time is right for you.

What to Do If You're Behind on Rent

Explore the options and resources available to you if you're finding it difficult to pay your rent.

As many as one in five renters are behind on their monthly housing costs due to the effects of the pandemic.

How to Finance Your Home Improvement

A home improvement loan may be a great option if you want your funds fast and don't need a significant amount of money.

The most common financing options are home improvement loans, home equities or cash-out refinances.

Understand the Homebuying Process Before You Begin Your Search

Setting a budget and understanding the process can take some of the stress out of buying a home.

Your price range will likely depend on the down payment you have saved, plus a monthly housing payment that will comfortably fit into your budget.

8 Actionable Steps to Help You Save on Home Insurance

Save on home insurance by making your home safer and asking your agent about policy discounts.

A safer home is less of an insurance risk, which can result in lower premiums.

What You Need to Know About Buying a Fixer-Upper

Buying a fixer-upper is a big decision, so know what you're in for before you commit.

With fixer-uppers, you don't know what you don't know—and neither do your contractors.

The Ins and Outs of a Mortgage Rate Check-Up

A rate check-up can help you see if there are mortgage opportunities that are a better fit for you.

A mortgage rate check-up is the process of researching what types of mortgage loans exist in the market today.

What Impacts Your Homeowners Insurance Premiums

Your home's condition and location, your financial history and your policy affect your premiums.

Know which factors can affect your homeowners insurance premiums so you can make the best choices for your home and budget.

Using Home Equity in a Crisis

Get to know your options for using home equity so you can make the right decision for you.

The most important factor in deciding whether to use home equity is your ability to pay back the loan or credit installments.

Pay Off Your Mortgage Faster

Do the math before you decide if an early pay-off is right for you.

Paying off your mortgage early could have its benefits.

Should You Pay Off Student Loans or Buy a House?

You might not have to choose between the two.

Student debt doesn't have to be a barrier to home ownership.

Time to Refinance

Find out if you should refinance your mortgage.

Home Affordability

Find out how much house you can afford.

Adjustable-Rate Mortgage Analyzer

Find out if an adjustable-rate mortgage is the right mortgage for you.

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This information is provided for educational purposes only and should not be relied on or interpreted as accounting, financial planning, investment, legal or tax advice. First Citizens Bank (or its affiliates) neither endorses nor guarantees this information, and encourages you to consult a professional for advice applicable to your specific situation.

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