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What You Should Know Before You Buy a Foreclosed Home

Foreclosure homes offer buying opportunities at bargain prices if you understand the market.
Foreclosures often attract those who enjoy the work of remodeling or renovating a property and have the necessary cash to spend on repairs.
Home

How to Apply for a Mortgage: Step-by-Step Guide

You've found your dream home—now you just need to finance it. From prequalification to loan estimates to closing, here's how to apply for a mortgage.
It helps to get quotes from several lenders before you apply for a mortgage. That's because interest rates, closing fees and other loan terms can vary enough to make a difference.
Home

Complete Guide to Down Payments: FAQs

A 20% down payment can help homebuyers qualify for lower interest rates and reduce monthly payments. Learn more about mortgage down payment requirements.
Down payment requirements for a mortgage may be far more flexible than you imagine.
Home

Homebuyer's Glossary of Mortgage Terminology

This glossary includes definitions for more than 130 terms you'll encounter during the homebuying and mortgage underwriting process.
Learn the terms you'll hear throughout the loan process.
Home

What Type of Mortgage is Right for You?

Here's what to consider when shopping for a mortgage, from your budget to your long-term financial goals.
Most mortgages are conventional mortgages, which are loans made through a private lender and not part of any specialized government program.
Home

FHA Versus Conventional Loans

Wondering if an FHA home loan is right for you? Here's everything you need to know about FHA loans, from pros and cons to eligibility requirements.
For those who may struggle to qualify for a conventional mortgage loan, FHA loans can offer a promising path to homeownership.
Retirement

Things to Consider Before You Relocate in Retirement

There's more to moving than simply finding your dream home.
Just because you don't have a job with a regular paycheck doesn't mean you can't qualify for a mortgage if you need one.
Home

What to Consider When Buying a Second Home

Learn how buying an investment or vacation home differs from purchasing a primary residence.
Second homes and investment properties require higher reserves and more of a down payment than a primary home, and you need to be prepared for that upfront.
Home

ARMs Versus Temporary Buydowns

When looking for a lower interest rate on a loan, shop around and consider all options before deciding.
Not all loans are created equal.
Home

How Do Home Construction Loans Work?

Home construction loans are quite different from standard mortgages. Here's how.
Unlike a mortgage, a construction loan acts more like a short-term line of credit.
Home

Ensure a Smooth Home Renovation With Smart Budgeting

Establishing a budget—and sticking to it—is essential for any home renovation project.
One good way to estimate your home renovation budget is to base it on the total value of your home.
Home

A Handy Fall Home Maintenance Checklist to Help You Prepare for the Colder Season

Grab a pumpkin spice coffee and check out this handy fall home maintenance checklist.
With extreme weather events becoming more common, it's a good idea to make additional preparations for potentially severe situations.
Home

Pros and Cons of Home Renovations

Remodeling your home may be better than buying, but be aware of possible complications.
If you buy on the open market, you're often stuck with some of your wish list but not everything.
Insurance

What's Flood Insurance? Here Are the Basics

Here's what you need to know if you've ever wondered what flood insurance actually covers.
Insurers define a flood as an excess of water in normally dry land that covers at least two acres and affects at least two properties.
Home

How Alternative Energy Can Improve Your Home

An alternative energy source better secures your home during a power outage.
The good news is that many states and municipalities support alternative energy sources with rebates, grants and other financing programs.
Home

Keys to a Competitive Home Offer

First-time buyers in a hot real estate market must present a strong offer in multi-bid situations. Here are some tips for buying a home in a competitive market.
Price isn't the sole deciding factor in a multi-bid situation.

Showing 17 - 32 of 57 results

Showing 17 to 32 of 57 results

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