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Home
ARMs Versus Temporary Buydowns
When looking for a lower interest rate on a loan, shop around and consider all options before deciding.
Not all loans are created equal.
Home
How Do Home Construction Loans Work?
Home construction loans are quite different from standard mortgages. Here's how.
Unlike a mortgage, a construction loan acts more like a short-term line of credit.
Home
Ensure a Smooth Home Renovation with Smart Budgeting
Establishing a budget—and sticking to it—is essential for any home renovation project.
One good way to estimate your home renovation budget is to base it on the total value of your home.
Home
A Handy Fall Home Maintenance Checklist to Help You Prepare for the Colder Season
Grab a pumpkin spice coffee and check out this handy fall home maintenance checklist.
With extreme weather events becoming more common, it's a good idea to make additional preparations for potentially severe situations.
Home
Home Renovations: Pros and Cons
Remodeling your home may be better than buying, but be aware of possible complications.
If you buy on the open market, you are often stuck with some of your wish list but not everything.
Insurance
What's Flood Insurance? Here Are the Basics
Here's what you need to know if you've ever wondered what flood insurance actually covers.
Insurers define a flood as an excess of water in normally dry land that covers at least two acres and affects at least two properties.
Home
How Alternative Energy Can Improve Your Home
An alternative energy source better secures your home during a power outage.
The good news is that many states and municipalities support alternative energy sources with rebates, grants and other financing programs.
Home
Keys to a Competitive Home Offer
First-time buyers in a hot real estate market must present a strong offer in multi-bid situations. Here are some tips for buying a home in a competitive market.
Price isn't the sole deciding factor in a multi-bid situation.
Home
What You Need to Qualify and Apply for a Mortgage
This application checklist will show you how to qualify for a mortgage and get you to closing faster.
With a little organization, the mortgage application paperwork isn't nearly as daunting as it seems.
Budgeting
War, Inflation and Interest Rates: Things You Can Do for Your Finances
You can take steps to protect your finances when the news is bad.
History makes it clear that the market turbulence of early 2022 is not a rare thing. Neither is a subsequent recovery.
Security
How the Pandemic Affects Property Theft
The pandemic has seen an uptick in bicycle, package and automobile theft. Here's what you can do.
An increase in online shopping, which became the norm during the pandemic, has resulted in a surge of mail theft.
Home
Common Mortgage Contingencies
These homebuying contingencies can affect your offer to buy a home.
In a competitive market, buyers may choose to waive certain contingencies to make their offer more attractive to a seller.
Home
Buying a Home? Your First Citizens Mortgage Banker is Here to Help
Our mortgage bankers are here to help take care of the details, big and small. Watch this video to learn how.
Home
Considering a Home Equity Loan for a Remodel
If you're trying to decide how to fund your planned home renovation, consider a home equity loan.
Generally, you can expect a home equity loan to have the lowest interest rates of any loan you might take to cover the costs of home improvement.
Insurance
How an Umbrella Policy Can Offer Extra Protection
Assets tend to naturally increase as your career progresses. Here's how to protect your way of life.
You might find that an umbrella policy helps to ensure you have enough protection for your family and your assets.
Home
Choosing the Right Time to Buy a House
If you're trying to decide whether it's a good time to buy a house, consider these factors.
When buying a home, weigh all the factors and determine how your costs could change in different scenarios.
Showing 17 - 32 of 55 results
Showing 17 to 32 of 55 results
