Compare Business Checking Accounts

Find features that fit your business

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Here's a quick glance at our business checking accounts to help you decide.

Basic

Premier

Professional

CORE

Features

Essential checking

Moderate activity

Frequent activity

Small charitable organizations

Monthly fee

$0 when enrolled in paperless statementsD

$0 if requirementsDD are met; otherwise, $35

$0 if requirementsD are met; otherwise, $55

$0

Minimum opening deposit

$100

$100

$100

$100

Earn interest

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Monthly fee includes

175 itemsDD

500 itemsDD

1000 itemsDD

100 itemsDD

Out-of-network ATM fee

$2.50

$0

$0

$2.50

Check Recovery Service

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Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Remote Image Deposit

Deposit money from anywhere

Deposit checks remotely for faster processing and extended deposit hours.
Business Online Banking Advantage

Advance your business

Manage your business finances with our comprehensive set of online and mobile banking services.

Account openings are subject to bank approval.

For complete list of account details and fees, see our Disclosure of Products and Fees—Business Accounts and Services.

Paperless statements are required to avoid a paper statement fee.

First 175 items processed per statement period are free. Each item in excess of 175 per month is $0.50 per item. Items include all debits, credits and deposited items.

Each item or transaction (other than non-PIN debit card transactions) which results in a debit or credit to the account is considered a separate "item," including each check, paper draft, deposit, item deposited, wire transfer, electronic withdrawal or transfer and PIN-based transaction.

First 500 items processed per statement period are free. Each item in excess of 500 per month is $0.50 per item. Items include all debits, credits and deposited items.

First 1,000 items processed per statement period are free. Each item in excess of 1,000 per month is $0.50 per item. Items include all debits, credits and deposited items.

Each item in excess of 100 per month is $0.50 per item.

CORE Business Checking may be set up to earn interest, when required. Interest is compounded daily and paid monthly.

Avoid the $35 monthly maintenance fee when you meet any one of these requirements: $15,000 average daily balance in a single Premier Business Checking account or $20,000 combined minimum daily ledger balance in Premier Business Checking, Business Savings, Premium Money Market Savings or CDs.

Avoid the $55 monthly maintenance fee when you meet any one of these requirements: $30,000 average daily ledger balance in Professional Business Checking account, $75,000 combined minimum daily ledger balance in Professional Business Checking, Business Savings, or CDs, or maintain $10,000 in monthly volume with First Citizens Merchant Services.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.