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  4. Payments & Transfers
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  1. Personal
  2. Online & Mobile
  3. Digital Banking
  4. Payments & Transfers

Payments & Transfers

Simple. Easy. Convenient. We've got you covered when it comes to making payments or transferring money – and you can do it all from your computer, tablet or mobile phone.

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First Citizens Digital Banking

Bill Pay

  • Pay a single bill or multiple bills at once in seconds
  • Set up recurring payments and reminders
  • View upcoming bill payments and bill history
  • Receive bills electronically with eBills
  • Receive protection in the event of unauthorized transactions or processing delays

Best if you want to:

  • Pay your mortgage or utility bills
  • Make payments to other service providers outside of First Citizens

Delivery time: 1-5 Business Days

Transfer Funds

  • Transfer funds between your First Citizens accounts or accounts at other financial institutions1
  • Send money to other First Citizens customers
  • Set up a single or recurring transfer
  • View upcoming transfers and transfer history

Best if you want to:

  • Send money to a First Citizens customer
  • Transfer money to your accounts at First Citizens or at other financial institutions1

Delivery time: Varies

Pay People

  • Send money to anyone with just an email address or mobile number; no account information required
  • Recipients can accept payments by following simple instructions provided in the delivery notification

Best if you want to:

  • Send money to anyone e.g. a family member or friend

Delivery time: 1-2 Business Days

Best if you want
  • Pay your mortgage or utility bills
  • Make payments to other service providers outside of First Citizens
  • Send money instantly to other First Citizens customers
  • Transfer funds between your First Citizens accounts or accounts at other financial institutions1
  • Send money to anyone e.g., a family member or friend
Features
  • Pay a single bill or multiple bills at once in seconds
  • Set up recurring payments and reminders
  • Receive bills electronically with eBills
  • Receive protection in the event of unauthorized transactions or processing delays
  • Transfer funds between your
    First Citizens accounts or accounts at other financial institutions1
  • Send money instantly to other First Citizens customers
  • Send money to anyone with just an email address or mobile phone number; no account information required
  • Recipients can accept payments by following simple instructions provided in the delivery notification
Delivery Time 1-5 Business Days Varies 1-2 Business Days

Explore all of the great features & benefits of First Citizens Digital Banking

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+ View Legal Disclosures− Hide Legal Disclosures

First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

1. A transaction fee of $2.99 applies when transferring funds from your First Citizens account to an account at another financial institution.

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Deposit cash or checks without an envelope 24 hours a day, seven days a week

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