Payments & Transfers

Simple. Easy. Convenient. We've got you covered when it comes to making payments or transferring money – and you can do it all from your computer, tablet or mobile phone.

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Bill Pay

Pay a single bill or multiple bills at once in seconds
Set up recurring payments and reminders
View upcoming bill payments and bill history
Receive bills electronically with eBills
Receive protection in the event of unauthorized transactions or processing delays

Best if you want to:

Pay your mortgage or utility bills
Make payments to other service providers outside of First Citizens

Delivery time: 1-5 Business Days

Transfer Funds

Transfer funds between your First Citizens accounts or accounts at other financial institutions¹
Send money to other First Citizens customers
Set up a single or recurring transfer
View upcoming transfers and transfer history

Best if you want to:

Send money to a First Citizens customer
Transfer money to your accounts at First Citizens or at other financial institutions¹

Delivery time: Varies

Pay People

Send money to anyone with just an email address or mobile number; no account information required
Recipients can accept payments by following simple instructions provided in the delivery notification

Best if you want to:

Send money to anyone e.g. a family member or friend

Delivery time: 1-2 Business Days

Compare your payment and tranfer options
	Bill Pay	Transfer Funds	Pay People
Best if you want	Pay your mortgage or utility bills Make payments to other service providers outside of First Citizens	Send money instantly to other First Citizens customers Transfer funds between your First Citizens accounts or accounts at other financial institutions¹	Send money to anyone e.g., a family member or friend
Features	Pay a single bill or multiple bills at once in seconds Set up recurring payments and reminders Receive bills electronically with eBills Receive protection in the event of unauthorized transactions or processing delays	Transfer funds between your First Citizens accounts or accounts at other financial institutions¹ Send money instantly to other First Citizens customers	Send money to anyone with just an email address or mobile phone number; no account information required Recipients can accept payments by following simple instructions provided in the delivery notification
Delivery Time	1-5 Business Days	Varies	1-2 Business Days
	Bill Pay	Transfer Funds	Pay People

+ View Legal Disclosures − Hide Legal Disclosures

First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

1. A transaction fee of $2.99 applies when transferring funds from your First Citizens account to an account at another financial institution.