Payments & Transfers
Simple. Easy. Convenient. We've got you covered when it comes to making payments or transferring money – and you can do it all from your computer, tablet or mobile phone.
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Bill Pay
- Pay a single bill or multiple bills at once in seconds
- Set up recurring payments and reminders
- View upcoming bill payments and bill history
- Receive bills electronically with eBills
- Receive protection in the event of unauthorized transactions or processing delays
Best if you want to:
- Pay your mortgage or utility bills
- Make payments to other service providers outside of First Citizens
Delivery time: 1-5 Business Days
Transfer Funds
- Transfer funds between your First Citizens accounts or accounts at other financial institutions1
- Send money to other First Citizens customers
- Set up a single or recurring transfer
- View upcoming transfers and transfer history
Best if you want to:
- Send money to a First Citizens customer
- Transfer money to your accounts at First Citizens or at other financial institutions1
Delivery time: Varies
Pay People
- Send money to anyone with just an email address or mobile number; no account information required
- Recipients can accept payments by following simple instructions provided in the delivery notification
Best if you want to:
- Send money to anyone e.g. a family member or friend
Delivery time: 1-2 Business Days
First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.
1. A transaction fee of $2.99 applies when transferring funds from your First Citizens account to an account at another financial institution.
Additional Information
Questions?
Email us
Or call
1.888.FC DIRECT (1.888.323.4732)
Get the Mobile & Tablet Banking app
Make deposits, pay bills, transfer funds and manage your account on the go
Digital Wallet is simple and secure
Make purchases simply using your mobile device