Mobile Banking

Get all our online features and more on your mobile devices

Mobile Deposits

Deposit Checks Anytime, Anywhere

You can use your Digital Banking appD on your tablet or mobile phone to deposit checks.

  • Open your Digital Banking app on your phone or tablet to access the mobile deposit feature
  • Snap a photo of your check
  • Check the status of your deposit in the app
Digital Wallets

Pay With Your Phone

Make shopping hassle-free with your digital wallet and First Citizens cards. A digital wallet is either already on your mobile device or waiting to be downloaded.

  • Open your digital wallet appD and add your First Citizens cards
  • Protect your information with your device's security controls
  • Earn rewards by connecting and using your First Citizens Rewards® Visa® credit cardD
Get the app

Download Our App Today

Download the First Citizens Mobile Banking app and make account access seamless and secure.

  • Log in quickly and securely with Face ID®, Touch ID®D or your secure password
  • Register your device for quicker login
  • You'll find everything you normally see when you login online
FAQ

People often ask us

Open your Google Pay app and tap Cards. Tap the card you want to make your default and tap Set as default.

First Citizens doesn't charge fees to download or use the app on your mobile phone or tablet. There may be a fee for using services in Digital Banking. And your mobile carrier may charge you for data and text message usage. Check with your carrier for more information.

Yes. You'll be able to view the front and back images of your checks. Click on your account name from the Account tab or the homepage, then click on the check number to view the image. Images of the deposit slip are available as well by clicking on the link in the deposit transaction detail.

First Citizens Mobile Check Deposit will accept several check types.

You can deposit:

  • Personal, business and government checks payable in US dollars
  • Checks drawn on a US bank
  • Checks payable and endorsed by the account holder

You can't deposit:

  • US postal money orders and savings bonds
  • Foreign or international checks
  • Traveler's checks
  • Money orders
  • Convenience checks or checks drawn on a line of credit

For full details, please refer to the Personal Digital Banking Agreement.

Funds deposited using Mobile Check Deposit will generally be made available within 3 business days from the day of deposit. However, availability of funds deposited may be delayed for a longer period under certain circumstances. Deposits received and accepted by 9 pm ET on a business day we are open is considered to be received that day. Deposits received after 9 pm ET will be received on the next business day.

Deposits are subject to verification and will not be available for immediate withdrawal. Deposits made using Mobile Check Deposit are not subject to the funds availability requirements of Regulation CC.

Please see our Digital Banking Fee Schedule and Digital Banking Agreement.

First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

Apple, the Apple logo and Apple Pay are trademarks of Apple, Inc., registered in the US and other countries.

Google Pay and the Google Pay logo are trademarks of Google, Inc.

Funds deposited using mobile deposit will generally be made available within 3 business days from the day of deposit. However, availability of funds deposited may be delayed for a longer period under certain circumstances. Deposit received and accepted by 9:00 pm ET on a business day we are open is considered to be received that day. Deposits received after 9:00 pm ET will be received on the next business day. Deposits are subject to verification and will not be available for immediate withdrawal. Deposits made using mobile deposit are not subject to the funds availability requirements of Regulation CC.

Account openings and credit are subject to bank approval.

iPhone, Touch ID and Face ID are a registered trademark of Apple, Inc.  Apple is a trademark of Apple, Inc., registered in the US and other countries. App Store is a service mark of Apple, Inc.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.