Get all our online features and more on your mobile devices
Log in quickly and securely
Download the First Citizens Mobile Banking app and make account access seamless and secure.
- Log in quickly with Face ID®, Touch ID® or your secure 4-digit passcode
- Register your device for quicker login
- You'll find everything you normally see when you login online
Deposit checks anytime, anywhere
Deposit checksD conveniently instead of going to the bank or ATM.
- Open your Digital Banking app on your phone or tablet to access the mobile deposit feature
- Snap a photo of your check
- Check the status of your deposit in the app
Pay with your phone
Make shopping hassle-free with your digital wallet and First Citizens cards. A digital wallet is either already on your mobile device or waiting to be downloaded.
- Open your digital wallet appD and add your First Citizens cards
- Protect your information with your device's security controls
- Earn rewards by connecting and using your First Citizens Rewards® Visa® credit cardD
Download our mobile banking app
People often ask us
First Citizens doesn't charge fees to download or use our mobile banking app on your phone or tablet. There may be a fee for using certain services in Digital Banking, as outlined in our Digital Banking Fee Schedule. And your mobile carrier may charge you for data and text message usage. Check with your carrier for more information.
Yes. You'll be able to view the front and back images of your checks. Click on your account name from the Account tab or the homepage, then click on the check number to view the image. Images of the deposit slip are available as well by clicking on the link in the deposit transaction detail.
First Citizens Mobile Check Deposit will accept several check types.
You can deposit:
- Personal, business and government checks payable in US dollars
- Checks drawn on a US bank
- Checks payable and endorsed by the account holder
You can't deposit:
- US postal money orders and savings bonds
- Foreign or international checks
- Traveler's checks
- Money orders
- Convenience checks or checks drawn on a line of credit
For full details, please refer to the Personal Digital Banking Agreement.
Funds deposited using Mobile Check Deposit will generally be made available within 3 business days from the day of deposit. However, availability of funds deposited may be delayed for a longer period under certain circumstances. Deposits received and accepted by 9 pm ET on a business day we are open is considered to be received that day. Deposits received after 9 pm ET will be received on the next business day.
Deposits are subject to verification and will not be available for immediate withdrawal. Deposits made using Mobile Check Deposit are not subject to the funds availability requirements of Regulation CC.
All checks should be properly endorsed prior to deposit.
First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.
Apple, the Apple logo and Apple Pay are trademarks of Apple, Inc., registered in the US and other countries.
iPhone, Touch ID and Face ID are a registered trademark of Apple, Inc. Apple is a trademark of Apple, Inc., registered in the US and other countries. App Store is a service mark of Apple, Inc.
Google Pay and the Google Pay logo are trademarks of Google, Inc.
Funds deposited using mobile deposit will generally be made available within 3 business days from the day of deposit. However, availability of funds deposited may be delayed for a longer period under certain circumstances. Deposit received and accepted by 9:00 pm ET on a business day we are open is considered to be received that day. Deposits received after 9:00 pm ET will be received on the next business day. Deposits are subject to verification and will not be available for immediate withdrawal. Deposits made using mobile deposit are not subject to the funds availability requirements of Regulation CC.
Account openings and credit are subject to bank approval.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.