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Direct Deposit

Get quicker access to your ongoing deposits

Receive your direct deposit at First Citizens Bank

Skip the delays. Set up your direct deposits quickly—and start accessing your money after it arrives.

Convenience When It Matters
Benefits of direct deposit

Our direct deposit service gives you a simple, reliable way to receive recurring employer paychecks—including salaries, hourly wages, commissions and bonuses.

  • Get fast access to your money—often the same day
  • Avoid mail delays and lost checks
  • Create alerts to be notified when your money is deposited
  • Split deposits across multiple First Citizens Bank accounts

How to get started

Set up direct deposits from your employer to your First Citizens Bank account in just a few steps.

Step 1
Identify your employer

Within your Digital Banking account, navigate to the Payments & Transfers section, then select from a list of employers or enter the company's name manually.

Step 2
Choose where your money goes

Select your First Citizens Bank account or accounts from a dropdown menu and specify how much to deposit into each one.

Step 3
Enter your employer's details

Provide any required information, like your employee ID or the last four digits of your Social Security number. Your information is submitted securely.

Step 4
Track your switch status

Navigate to your direct deposit dashboard immediately after you submit. You can also set up additional recurring deposits anytime.

More ways to use direct deposit
Set up federal and non-employer payments

Currently, direct deposit from government and non-employer sources of income—like pension and retirement payments and investment, trust, and annuity distributions—aren't eligible to be set up through First Citizens Digital Banking. You can set up your direct deposit using these other methods.

Account openings and credit are subject to bank approval.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941