Good credit is essential to acquire the financing you need at different points in your life, like when you want to buy a car, a house, or pay for an education. And understanding credit is the first step to putting it to work for you instead of against you.
How to build good credit and avoid debtRead the article
What role does your credit history play?Read the article
How long will it take to pay off a debt?Use the calculator
Are credit card balance transfers worthwhile?Use the calculator
How to Build Good Credit
Below are tools and resources for building the credit you want to get the loans you need.
The Three Cs of CreditRead the article
Keeping your credit score healthyRead the article
Increasing your monthly paymentUse the calculator
Consolidate Your Debt
Combining multiple credit account balances into a single monthly payment can yield a lower interest rate, meaning more of your payment goes toward the initial loan amount. The following resources can help you decide the best time — and the best way — to consolidate.
Should I consolidate my debt?Use the calculator
How lump sum payments impact your debtUse the calculator
Save on interest with bi-weekly paymentsUse the calculator
Determine how to meet a debt payoff goalUse the calculator
Normal credit approval applies. Not applicable in all states.