Professional Business Checking

Meet the high transaction volume needs of your practice.

$0 monthly maintenance fee if ONE of the following requirements is met:

  • $30,000 average daily ledger balance in Professional Business Checking account
  • $75,000 combined minimum daily ledger balance in Professional Business Checking, Business Savings, Commercial Money Market Savings, or CDs
  • Maintain $10,000 in monthly volume with First Citizens Merchant Services

Otherwise, a $55 monthly maintenance fee

A per item fee of $0.40 will be charged per item1 over 1,000.

A fee of $0.16 will be charged for each additional $100 coin and currency deposited over $12,500.

Minimum opening deposit: $100

Be prepared for unplanned expenses. Meet short-term or seasonal needs for supplies or other unplanned expenses.

  • Write a check with Capital Line, Capital Manager or Business EquityLine
  • Use a line of credit to protect against overdrafts when linked to your business checking account
  • Add Capital Manager’s cash management sweep1 option and automatically pay off the line of credit
  • Business Checkline Reserve is our basic line of credit for a small business who needs a credit line less than $10,000