Family Insights

Explore insights for your lifestyle

Security

Do You Recognize These Common Elderly Scams?

Learn the signs of financial scams targeting the elderly so you can help protect your loved ones.
Many seniors can successfully steer clear of scams with some help from supportive relatives or friends.
Family

Tips for Lending Money to Family

These tips can help you avoid loan-related pitfalls and maintain your family's close ties.
If you decide to loan money to a family member, you can take steps to make the arrangement more successful for all involved.
Family

The Real Cost of Borrowing Money From Family

Before borrowing money from someone you know, consider the potential consequences.
Although borrowing money from family or a friend may appear to be the easiest and fastest solution when you're in need of a loan, there are several potential downsides to consider.
Family

Ready to Start a Family? Here's How to Prepare Financially

Expecting a baby may require a slightly different strategy, but you can tackle it month by month.
Establish a separate savings account that's earmarked for baby-related expenses.
Family

Stay on Track With Family Budgeting Tools

The right family budgeting tool can help track your expenses, identify budget leaks and save money.
Budgeting isn't a single event—it's a process that you must continue working on together.
Family

Budgeting Tips for Single-Income Families

Financial discipline and smart saving will help ease your transition to a single-income family.
If you've decided to become a single-income family, you'll need to make changes to your lifestyle, spending and savings goals.
Family

How to Talk About Money With Your Partner

Are you and your partner on the same page when it comes to your shared finances?
If you and your partner communicate openly about your goals and work together to manage your money, you can confidently tackle your finances as a team.
College

What Grandparents Should Know About 529 Plans

A 529 plan is a tax-advantaged savings account for school-related expenses.
A prepaid plan may help you save money if tuition increases during the next 4 years.
Family

Financial Power of Attorney for Your Young-Adult Kids

You may still want access to your child's financial accounts and healthcare records after they turn 18.
If your child goes off to college and has to visit an emergency room, the hospital might not know to contact you.
Family

Trusts Versus Wills: What's the Difference?

Two of the most common legal documents specifying who inherits what can have different uses.
Generally, the more money or property you have, the more it may make sense to use a trust.
Family

Plan Financially For Your Kids to Return Home

These strategies can help you get ahead of your kids returning home after college.
A lifetime trust can help pay for things like college, healthcare and emergency expenses.
Family

Do Your Kids Need a Roth IRA?

Opening a Roth IRA for your kids can be a great way to save for college.
For many families, a Roth IRA may be a better savings choice than a 529 plan.
Family

Create a Family Budget to Teach Financial Discipline

Financial discipline for families can be a challenge, but a budget helps you stay on track.
You can make financial discipline as a family easier by making smart choices and forming positive habits.
Family

New Ways to Give This Holiday Season

These budget-friendly gift-giving ideas can spark inspiration for a meaningful season.
There are many ways to create meaningful gifts that have more to do with the heart than money.
Family

Protect Your Money During a Divorce

Money is an integral part of family life, which is why it's important to consider it during a divorce.
Conversations about how to handle finances while separating from your spouse may not be easy.
Family

Making the Best Family Investments

A few key considerations will help you plan your family investments.
Having a family changes your investment strategy.

Showing 33 - 48 of 60 results

Showing 33 to 48 of 60 results

This information is provided for educational purposes only and should not be relied on or interpreted as accounting, financial planning, investment, legal or tax advice. First Citizens Bank (or its affiliates) neither endorses nor guarantees this information, and encourages you to consult a professional for advice applicable to your specific situation.

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