Visa® Debit Card
Use it anywhere Visa Debit Cards are accepted
When you use your First Citizens Visa Debit Card, each transaction is automatically deducted from your checking account. No need to write checks. No more fumbling for cash. Now you have a secure and convenient way to access and manage your money.
- Access your accounts anytime, anywhere at First Citizens ATM locations or through our affiliation with PLUS®, PULSE®, STAR® and Visa
- Easily keep track of spending through Digital Banking, Mobile & Tablet Banking3 or on your monthly checking statement
- Part of the Visa network, so you can use it virtually anywhere Visa Debit Cards are accepted
- 100% protection from unauthorized transactions on your account with Visa's Zero Liability policy1
- Not just for shopping — pay bills online or by phone or have recurring payments automatically deducted from your checking account
- Extra layer of security for online transactions thanks to the free Verified by Visa2 service
- Enjoy exclusive Visa discounts2
- Fast and secure online shopping with Visa Checkout2
Account openings are subject to Bank approval.
1. Visa's Zero Liability Guarantee covers fraudulent purchases and payments on the Visa network made by others without your authorization using your consumer debit card. You must report unauthorized purchases made by others using your card promptly. Provisional credit will be given while we investigate your claim. Please consult our Deposit Account Agreement for information on unauthorized transactions.
3. First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.