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Prestige Checking

Exclusive rates and benefits
Get started with opening your Prestige Checking Account now »

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Account openings and credit are subject to Bank approval.

1. Service fees may be charged by the third party ATM operator or owner or by the network owner for transactions at non-First Citizens ATMs. For transactions initiated outside of the United States, the fee will be 3% of the transaction amount.

2. Limit of five per month.

3. First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

$0 monthly service charge if ONE of the following requirements is met:

  • $25,000 combined daily balance in Prestige Checking, Together Card, Regular Savings, Bonus Savings, e.savings, Tiered Money Market Savings, Premium Tiered Money Market Savings, CDs, IRAs or an Investor Services Account1
  • ACH Direct Deposits totaling $6,500 or more into your Prestige checking account
  • An EquityLine of at least $100,000
  • A consumer loan2 with original loan amount of $25,000 or more

Otherwise, a $25 monthly service charge

Minimum opening deposit: $100

+ View Legal Disclosures− Hide Legal Disclosures

Account openings and credit are subject to Bank approval.

1. Investments in securities, annuities and insurance are not insured by the FDIC or any federal government agency; may lose value; are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate; and are subject to investment risks, including possible loss of the principal amount invested. Brokerage and some investment advisory services are offered through First Citizens Investor Services, Inc. Member FINRA, Opens in a new tab/SIPC, Opens in a new tab. Not available in all areas.

2. 1-4 family residence, new/used auto, light/heavy truck, boat, aircraft, or unsecured personal loan.