Learn more about:
- Earn interest on your checking balance
- Preferred rates on EquityLines and select CDs
- Option to enroll in complimentary Your Family First® financial program
- Open a complimentary Together Card® account
- Unlimited use of non-First Citizens ATMs1
- Free cashier's checks2, money orders and traveler’s checks
- No overdraft protection transfer fee
- Free 3" x 5" safe deposit box (subject to availability)
- Unlimited, free specially designed checks
- Free Visa® Debit Card
- Free Mobile & Tablet Banking3 and Alerts
- Free Digital Banking with unlimited Bill Pay
- Access to more than 475 First Citizens ATMs
Learn more about:
Account openings and credit are subject to Bank approval.
1. Service fees may be charged by the third party ATM operator or owner or by the network owner for transactions at non-First Citizens ATMs. For transactions initiated outside of the United States, the fee will be 3% of the transaction amount.
2. Limit of five per month.
3. First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.
$0 monthly service charge if ONE of the following requirements is met:
- $25,000 combined daily balance in Prestige Checking, Together Card, Regular Savings, Bonus Savings, e.savings, Tiered Money Market Savings, Premium Tiered Money Market Savings, CDs, IRAs or an Investor Services Account1
- ACH Direct Deposits totaling $6,500 or more into your Prestige checking account
- An EquityLine of at least $100,000
- A consumer loan2 with original loan amount of $25,000 or more
Otherwise, a $25 monthly service charge
Minimum opening deposit: $100
Learn more about:
Account openings and credit are subject to Bank approval.
1. Investments in securities, annuities and insurance are not insured by the FDIC or any federal government agency; may lose value; are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate; and are subject to investment risks, including possible loss of the principal amount invested. Brokerage and some investment advisory services are offered through First Citizens Investor Services, Inc. Member FINRA/SIPC. Not available in all areas.
2. 1-4 family residence, new/used auto, light/heavy truck, boat, aircraft, or unsecured personal loan.
Questions?
Email us
Or call
1.888.FC DIRECT (1.888.323.4732)
Learn more about Digital Banking
Secure account access to keep your finances streamlined and organized
Learn MoreGet the Mobile & Tablet Banking app
Make deposits, pay bills, transfer funds and manage your account on the go
Learn More