Prestige Checking Account

Account openings and credit are subject to Bank approval.

1. For current rates, please call or visit your local branch.

2. Service fees may be charged by the third-party ATM operator or owner or by the network owner for transactions at non-First Citizens ATMs. For transactions initiated outside of the United States, the fee will be 3% of the transaction amount.

3. Limit of five per month

4. No transfer fees when linked to Savings Overdraft Protection or Checkline Reserve.

5. Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.

First Citizens Wealth Management is a registered trademark of First Citizens BancShares, Inc. First Citizens Wealth Management products and services are offered by First Citizens Bank & Trust Company, Member FDIC; First Citizens Investor Services, Inc., Member FINRA, Opens in a new tab/SIPC, Opens in a new tab, an SEC-registered broker-dealer and investment advisor; and First Citizens Asset Management, Inc., an SEC-registered investment advisor.

Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA, Opens in a new tab/SIPC, Opens in a new tab. First Citizens Asset Management, Inc. provides investment advisory services.

Bank deposit products are offered by First Citizens Bank, Member FDIC.

6. New or used auto, light or heavy truck, boat, aircraft, unsecured personal loan, or mortgage (excludes mortgages that First Citizens does not retain servicing).

7. First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

8. Apple, the Apple logo and Apple Pay are trademarks of Apple, Inc., registered in the US and other countries. Google Pay and the Google Pay logo are trademarks of Google, Inc. Samsung and Samsung Pay are trademarks of Samsung Electronics, Ltd.

9. APY (Annual Percentage Yield) is accurate as of January 23, 2020. After that time, the rate is variable and may change. Minimum opening balance of $100 in new funds to First Citizens, maximum of $1,000,000, required to receive the advertised APY. Other account-related fees may apply. Fees could reduce the earnings on the account.