
Prestige Checking Account
The checking account that gives you the VIP treatment
Upgrade your banking experience with Prestige checking
Prestige checking offers exclusive benefits for customers with high checking account balances. Become a VIP banking customer and enjoy perks like the competitive banking rates, free checks and no banking fees.

Exclusive benefits
Enjoy free cashier's checks,D money orders and travelers checks.
Our best rates
Save on home equity lines and earn more on CDs.
Superior convenience
Access your prestige account online and use any ATM.D
Get a Prestige checking account for free
Avoid the $25 monthly fee when you meet any one of these criteria.
Use your First Citizens debit card to make payments anywhere
Your Prestige checking account comes with a Visa® debit card, which you can use for a fast, touch-free, secure way to pay.

Prestige Banking Benefits
Access everything we offer with a Prestige checking account
Open with less
Put your money to work today with a $100 minimum opening deposit.
Unlimited use of non-First Citizens ATMs
Use any ATMD that's convenient and get reimbursed.
Earn interest
You'll earn 0.05% APYD on your balance with a Prestige account.
Get our best rate on your home equity
Save the most with our preferred ratesD on home equity lines of credit.
Get overdraft protection
Choose the right level of overdraft protection coverageD for your account.
Bank when you want
Enjoy free Digital Banking, bill pay and 24/7 mobile deposits.
Get alerts
Securely keep track of your account activity with text and email alerts.
Pay with your phone
Link your debit card to digital wallets like Apple Pay® and Samsung Pay®.
Spot spending trends
Use the Manage My Money trends tool to visualize your spending habits.
Automate your bills
Know your bills are paid through Digital Banking.
Manage wealth
See the full picture by tracking all your accounts, even from other financial institutions.
Not quite sure? Answer a few questions to find the right checking account for you.
Instantly move your money wherever you need it
Pay your bills from any device
Send money with Zelle®
Transfer funds to other accounts


