Prestige Checking

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You deserve an account with the best rates and benefits. Prestige Checking offers a range of premium features to help you make the most of your money.

Benefits of Prestige Checking:

Earn interest on your checking balance
Preferred rates on EquityLines and select CDs
Option to enroll in complimentary Your Family First^® financial program
Open a complimentary Together Card^® account
Unlimited use of non-First Citizens ATMs¹
Free cashier's checks², money orders and traveler’s checks
No overdraft protection transfer fee
Free 3" x 5" safe deposit box (subject to availability)
Unlimited, free specially designed checks

Additionally, all checking accounts include:

Free Visa^® Debit Card
Free Mobile & Tablet Banking³ and Alerts

Free Digital Banking with unlimited Bill Pay
Access to more than 475 First Citizens ATMs

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Account openings and credit are subject to Bank approval.

1. Service fees may be charged by the third party ATM operator or owner or by the network owner for transactions at non-First Citizens ATMs. For transactions initiated outside of the United States, the fee will be 3% of the transaction amount.

2. Limit of five per month.

3. First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

$0 monthly service charge if ONE of the following requirements is met:

$25,000 combined daily balance in Prestige Checking, Together Card, Regular Savings, Bonus Savings, e.savings, Tiered Money Market Savings, Premium Tiered Money Market Savings, CDs, IRAs or an Investor Services Account¹
ACH Direct Deposits totaling $6,500 or more into your Prestige checking account
An EquityLine of at least $100,000
A consumer loan² with original loan amount of $25,000 or more

Otherwise, a $25 monthly service charge

Minimum opening deposit: $100

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Account openings and credit are subject to Bank approval.

1. Investments in securities, annuities and insurance are not insured by the FDIC or any federal government agency; may lose value; are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate; and are subject to investment risks, including possible loss of the principal amount invested. Brokerage and some investment advisory services are offered through First Citizens Investor Services, Inc. Member FINRA/SIPC. Not available in all areas.

2. 1-4 family residence, new/used auto, light/heavy truck, boat, aircraft, or unsecured personal loan.

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1.888.FC DIRECT (1.888.323.4732)