Manage My Money

Get a glimpse of your full financial picture by adding all your accounts to Manage My Money℠ in Digital Banking. You can even add the accounts you have with other banks.

• View your First Citizens account balances and transactions
• Connect your non-First Citizens checking, savings, mortgage, credit cards, loan and investment accounts
• Add non-bank accounts manually, such as the equity in your home or other property, fully paid for vehicles and other assets
• View your categorized transactions across all your accounts

Clearly see where your money is going across all of your accounts.

• View your categorized spending across all your accounts
• See how much you spend on rent, utilities, travel, groceries, shopping and more
• Edit or re-categorize transactions, create sub-categories of spending and even split transactions between categories
• Track both personal and business expenses

Use our money management tool to see how your spending impacts your budgets.

• Create budget categories to help you track your spending
• Visualize how your budgets are tracking with simple color coding. Green is for healthy budgets, red means you're over budget and yellow lets you know to watch your spending
• Review specific transactions in each budget category and update your budget if needed
• Create sub-budgets to track specific expenses

Monitor how your spending changes over time to plan accordingly.

• Track your spending changes over time by category
• Use this view to help plan for unexpected or seasonal spending, such as increased travel in the summer or holiday spending
• See the transactions that lead to large changes in monthly spending to help you budget accordingly

See all of your debt, including credit cards, car and student loans. 

• View balance, interest rates and payments due for each loan or credit card (some external accounts may require entering this information if unavailable)
• Develop payoff scenarios around paying down debt based on lowest amount owed, highest interest rate and more
• Set monthly debt payment targets to help you become debt free sooner

See your full financial picture by linking all of your accounts with other financial institutions.

• View your net worth, including gains and losses, for all your accounts
• See how your net worth changes over time
• Analyze specific gains and losses for each account over time

Keep track of your balances and how your scheduled transactions impact your account balances.

• See how payments including rent, utilities, recurring subscription services and other payments impact your balance
• Add your paycheck, direct deposit and other income to see your full monthly cash flow
• See how your balances change throughout the month, and if you need to consider making a transfer to avoid a low-balance day