Benefits of a Free Checking account
Apply online for a Free Checking account. | Your complete digital experience includes
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You may also be interested in:
- Earning cash back and other rewards with our credit card
- Gaining more with a competitive rate on a savings account
- Managing your spending with our Together Card® account24
Account openings and credit are subject to Bank approval.
1. Paperless statements are required. To be eligible for Free Checking, you must sign up to receive First Citizens paperless statements within 60 days of account opening. If you do not sign up and receive paperless statements, your account will be converted automatically and without prior notice to you to a Select Checking account and will be subject to the fees and charges applicable to a Select Checking account. The applicable fees and charges will be debited from your account without further notice to you and will appear on your account statement. If you overdraw your account, fees may apply.
2. First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking
3. Apple, the Apple logo and Apple Pay are trademarks of Apple, Inc., registered in the US and other countries. Google Pay and the Google Pay logo are trademarks of Google, Inc. Samsung and Samsung Pay are trademarks of Samsung Electronics, Ltd.
4. The Together Card account is a standalone deposit account. There is no monthly service charge for this account for Premier and Prestige account holders and is $3 for Free and Select account holders. Otherwise, an $8 monthly service charge applies.
Additional Information
Questions?
Email us
Or call
1.888.FC DIRECT (1.888.323.4732)
Learn more about Digital Banking
Secure account access to keep your finances streamlined and organized
Get the Mobile & Tablet Banking app
Make deposits, pay bills, transfer funds and manage your account on the go