To see which checking account is right for you, view the details below. As a new customer, you'll receive $200 when you open a Premier or Prestige checking account, plus all the additional benefits and features listed below. To get started, select "Open Now" or call us at 1.800.586.2351.
Account type
Premier Checking
Open Now
Prestige Checking
Open Now
Best if you want Interest on your account and
relationship benefits
Preferred rates and our highest level of benefits
Monthly service charge
$0
if requirements are met, otherwise $16
$0
if requirements are met, otherwise $20
Minimum opening deposit
$100
$100
Free Visa® Debit Card
Free Online Banking
Free Bill Pay
Free Mobile Banking1 and alerts
Overdraft protection available
Account earns interest2
Complimentary Your Family First® package enrollment, optional
Option to open a First Citizens Together Card® account3 to help manage spending
Complimentary
Complimentary
No First Citizens fee for using out-of-network ATMs4
5 per month
Unlimited
Preferred rates on EquityLines
Preferred rates on select CDs2
Free checks
1st order
Unlimited exclusive design
Free traditional traveler's checks, cashier's checks5 and money orders
Higher purchase and ATM withdrawal limits on Visa Debit Card
No fee for Overdraft Protection Transfers
Free 3" x 5" safe deposit box (subject to availability)
Account type
Premier Checking
Open Now
Prestige Checking
Open Now
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Deposit cash or checks without an envelope 24 hours a day, seven days a week

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