When you open a new Premier or Prestige checking account.
It's our welcome to new customers.
To see which checking account is right for you, view the details below. As a new customer, you'll receive $200 when you open a Premier or Prestige checking account, plus all the additional benefits and features listed below. To get started, select "Open Now" or call us at 1.888.FC DIRECT.
We Recommend We Recommend
Account type Premier
Checking
Prestige
Checking
Best if you want Interest on your account and relationship benefits Preferred rates and our highest level of benefits
Monthly service charge $0 if requirements are met, otherwise $16 $0 if requirements are met, otherwise $25
Minimum opening deposit $100 $100
Free Visa Debit Card
Free Digital Banking
Free Bill Pay
Free Mobile & Tablet Banking1 and alerts
Overdraft protection available
Account earns interest2
Complimentary Your Family First® package enrollment, optional
Option to open a First Citizens Together Card® account3 to help manage spending ""Complimentary ""Complimentary
No First Citizens fee for using out-of-network ATMs4 within the U.S. 5 per month Unlimited
Preferred rates on EquityLines
Preferred rates on select CDs2
Free checks 1st order Unlimited exclusive design
Free traveler's checks, cashier's checks5 and money orders
Higher purchase and ATM limits on Visa Debit Card  
No fee for Overdraft Protection Transfers  
Free 3" x 5" safe deposit box (subject to availability)  
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