Calculator

CD Savings Calculator

Curious how much a CD can grow your money? Use our CD calculator to find out how much you can save when you open a high-yield CD account with us.



Learn more about CDs to find out how you can open a high-yield CD online and start saving more.

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Account openings and credit are subject to bank approval.

APY (annual percentage yield) is accurate as of ${date-today}. Penalty may be imposed for early withdrawal. No brokered CDs accepted. Other restrictions and fees may apply. Fees could reduce the earnings on the account.

Requires a minimum $5,000 initial deposit. Funds must be new money, not on deposit with First Citizens currently or within the past 90 days. CD account may only be opened online and will not be available at branch locations. Account must be opened by an individual and will not be available for joint ownership, trusts or businesses. This CD product is not available as an IRA. This 11-month CD must be opened in the name of an individual who resides in a state where there is a First Citizens Bank branch. A penalty may be imposed for early withdrawal of any principal. Any withdrawal of principal or interest prior to maturity will reduce earnings on the account. For more details on our online high-yield 11 month CD, read the 11-month CD Addendum.

A penalty may be imposed for early withdrawal of principal. Any withdrawal of principal or interest prior to maturity will reduce earnings on the account.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941