Optometrists & Ophthalmologists

Eye care financial services to keep you seeing 20/20

Our Expertise
Our vision for success starts with your business

  • We have a deep knowledge of optometrist and ophthalmologist practices that can keep you fully equipped, fully staffed and ready to plan for the future
  • Meet your business needs with specialized medical equipment leasing and financing
  • Streamline and manage employee and technician payments with convenient online access
  • Protect your practice's investments with money market savings accounts, business investment sweep accountsD and institutional investmentsD

Let's start a conversation—we're here to help

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Products and Services
Customizable financial solutions for optometrists and ophthalmologists

Owner Occupied Real Estate

Expand your optometry or ophthalmology practice's operations with commercial real estate loans, and practice purchase and associate buy-ins.

Equipment Lending

Get flexible lending solutions for equipment and the tools you need to do business.

Credit Cards

Conveniently handle business spending and earn rewards at the same time.

Merchant Services

Get customized payment processing services that scale with the size of your operation.

Commercial Advantage

Quickly access and manage your business accounts on the go, with 24/7 mobile access.

Remote Deposit Capture

Save time by depositing checks remotely using our desktop scanner.D

Fraud Risk Management

Protect your operations from every angle with advanced fraud prevention services and cybersecurity measures.

Insurance

As you provide crucial services for our communities, ensure your business stays protected with a range of insurance options—like business income protection, business auto protection, equipment breakdown and workers' compensation.D

Wealth Advisory

From institutional investments to retirement plans, our institutional wealth advisors guide your firm to better financial benchmarks.D

FAQ
People often ask us

From short-term working capital to long-term financing solutions, we offer many options for optometrist and ophthalmologist practices. Real estate loans, SBA loans, and depository and treasury services are some of the solutions that we can discuss together.

Through our equipment finance and leasing program, we can help finance a wide array of commercial equipment and vehicles. Our program focuses on flexibility by structuring terms that meet our clients' cash flow, tax and accounting needs.

Professional Services Insights
Expand your expertise

Industry Expertise

Age-related macular degeneration treatment

How can your practice integrate more testing for age-related macular degeneration?
Because AMD often isn't detected until symptoms are more severe, age-related macular degeneration treatment options are limited.
Industry Expertise

Could telehealth help your optometry practice?

From improving access to care to keeping your business HIPAA-compliant, the benefits abound.
According to a 2020 survey by Johnson & Johnson Vision, 80% of respondents said they consider eye exams important, but less than half said they get an exam each year.
Industry Expertise

Marketing for optometrists with these 4 tools

Improve your practice's marketing efforts with these four simple yet robust tools.
What do potential patients see right now when they search for your business online? It's likely they'll see reviews from other clients, which can make or break a new business.
explore more professional services insights

Account openings and credit are subject to bank approval.

Your investments in securities and insurance products are not insured by the FDIC or any other federal government agency and may lose value. They are not deposits or other obligations of, or guaranteed by, any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. Past performance does not guarantee future results. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands, Products and Services Offered

First Citizens Wealth® (FCW) is a registered trademark of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares Inc. are the entities through which FCW products and services are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. (FCIS), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. (FCAM), and SVB Wealth LLC (SVBW), all SEC registered investment advisers. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions, or to all investors. Insurance products are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender icon: sys-ehl, and First Citizens Delaware Trust Company.

For more information about FCIS, FCAM, or SVBW and its investment professionals, visit: FirstCitizens.com/Wealth/Disclosures.

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Remote Deposit Capture is subject to contractual terms and conditions.

Sweep accounts are not insured by the FDIC or any federal government agency; may lose value; are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate; and are subject to investment risks, including possible loss of the principal amount invested.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941