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Insurance Agents

Plan for tomorrow with insurance agency services

Our Expertise
Focused on your agency needs

  • With over a century of banking experience, we can help tailor a comprehensive range of products and services to help your insurance agency meet its goals
  • Ensure professional efficiency with a full range of business checking and savings accounts, loans, and lines of credit
  • Manage your accounts with consolidated money manager and no-cost trust accounts
  • Safely navigate payments and daily operations with fraud prevention and protection

Products and Services
Customizable financial solutions for insurance agents

Owner Occupied Real Estate

Grow your insurance agency's operations with commercial real estate loans and mortgage lending.

Equipment Lending

Get flexible lending and leasing solutions for the equipment you need to take care of your clients.

Credit Cards

Conveniently handle business spending and earn rewards at the same time with a line of business Visa® credit cards.

Merchant Services

Get customized payment processing services that scale with the size of your operation.

Commercial Advantage

Quickly access and manage your business accounts on the go, with 24/7 mobile access.

Remote Deposit Capture

Spend more time at your agency, and less time at the bank, by depositing checks remotely using our desktop scanner.D

Fraud Risk Management

Protect your agency's payments and daily operations from every angle with advanced fraud prevention.

Wealth Advisory

Our institutional wealth advisors guide you to better financial benchmarks.D

FAQ
People often ask us

From short-term working capital to long-term financing solutions, we offer many options for insurance agents. Real estate loans, SBA loans, and depository and treasury services are some of the solutions that we can discuss together.

We offer multiple options to help you make and receive payments. ACH and merchant services provide opportunities to manage accounts receivables and increase payment timing. Purchasing cards offer the ability to reduce fraud, monitor your accounts payables and manage your cash flow.

Account openings and credit are subject to bank approval.

Remote Deposit Capture is subject to contractual terms and conditions.

Your investments in securities and insurance products are not insured by the FDIC or any other federal government agency and may lose value. They are not deposits or other obligations of, or guaranteed by, any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. Past performance does not guarantee future results. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands, Products and Services Offered

First Citizens Wealth® (FCW) is a registered trademark of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares Inc. are the entities through which FCW products and services are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. (FCIS), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. (FCAM), and SVB Wealth LLC (SVBW), all SEC registered investment advisers. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions, or to all investors. Insurance products are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender icon: sys-ehl, and First Citizens Delaware Trust Company.

For more information about FCIS, FCAM, or SVBW and its investment professionals, visit: FirstCitizens.com/Wealth/Disclosures.

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941