Frequently Asked Questions

Business Credit Cards

You have the option of receiving every cardholder's charges on one statement (consolidated), or each cardholder can receive and pay his or her own statement (individual). In addition to your monthly statement, you have the option to receive quarterly categorized expense reports.
There are no interest charges on purchases if you pay your balance within 25 days.
Yes. You can visit, Opens in a new tab at any time to learn about the different program options. You can also browse through the many rewards categories we offer including cash back, digital rewards, gift cards, merchandise and more.
Contact the First Citizens Rewards® Center at 1.866.645.1694. Customer Service Representatives are available 7 days a week between the hours of 7:00 a.m. and 11:00 p.m. Eastern time. You may also access your account at, Opens in a new tab.

Additional Information

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