Small Business Insights

Explore insights for your small business

All Accounting Insights Cash Management Insights Banking Insights Credit Insights Finance Insights Planning Insights Taxes Insights Security Insights Management Insights Starting a Business Insights Technology Insights Insurance Insights Calculators Skilled Trades Insights
Management

Keep the Talent You Have With Employee Engagement

Learn about employee engagement strategies that can help you retain talent and avoid unnecessary turnover.
By ensuring your salaries are competitive, you may avoid tempting employees to leave for better pay and benefits.
Accounting

The Benefits of Direct Deposit for Your Business

Learn how direct deposit can be a secure, convenient payroll option that benefits both your employees and your business.
Offering direct deposit is one of the best flexible payment options for your employees.
Planning

Key Employee Retention Strategies to Know

Learn about the benefits and perks you can offer to improve employee retention strategies.
It's important to recognize that different benefits are more important for different groups. If an organization can offer choice, that can be really helpful.
Management

Picking the Right Vendors Is Vital for Business Success

Strong vendor relationships begin with finding the right suppliers.
Work to understand how well a potential supplier relationship can meet the needs of your business stage.
Management

Evaluate if Vendor Consolidation Is Worth It

Vendor consolidation streamlines vendor management, focuses resources and maximizes profit.
Strategic vendor consolidation can strengthen your business relationships.
Finance

Explore How to Generate Profits for Your Business

Is your business up and running? Here's how to start thinking about ways you can make a profit.
Money spent hoping to get a return on investment also counts as an expense, even if it helps generate sales.
Security

Is Your Business Prepared for Common Risks?

Companies need to prepare for risks like PR crises, supply chain failures and legal challenges.
The World Economic Forum expects that business uncertainty will remain high in the near future as companies continue to grapple with many types of business risks.
Cash Management

Managing Cash Flow: Smart Approaches to Grow Your Business

Grow your business through strategic cash flow improvements and smart financing options.
Banks have numerous ways to help business owners optimize their operating cycle to better manage cash flow. This includes products that may help you accelerate receivables while also creating more flexibility in meeting short- and long-term obligations.
Skilled Trades

Small Business Cash Flow Management for Skilled Trades

Use these small business cash flow management tactics in your skilled trade business.
In an industry known for tight margins and high-volume receivables, even profitable skilled trade businesses may struggle to maintain adequate cash balances.
Starting a Business

Should You Take VC Funding?

Thinking of accepting VC funding? Here's what you need to consider.
While the benefits of partnering with a venture capitalist may be significant, there are also some potential drawbacks to be aware of, including loss of control and dilution of equity.
Cash Management

How To Boost Business-To-Business ACH Transfers

Take these steps to accelerate customers' transition to business-to-business ACH transfers.
The transition from paper checks to digital B2B payments offers clear benefits to small businesses.
Security

Cybersecurity for Small Business Leaders

Learn how to help protect your small business from top cybersecurity threats and safeguard your data.
By understanding the key threats and addressing cybersecurity vulnerabilities, you'll be able to better safeguard your business.
Security

A Plan for Payment Fraud Prevention

If your business is expanding into e-commerce, explore these best practices for payment fraud prevention.
There are steps you can take to leverage the upside of omnichannel retail while also mitigating risk.
Planning

A Quarterly Roadmap for Business Planning

Roll out these four key processes each quarter to set yourself up for success in the year ahead.
Rather than attempt to tackle everything in one month, it helps to break down major categories into manageable pieces that you can tackle throughout the year.
Security

Cybersecurity Awareness Training 101

Learn how to create an effective cybersecurity awareness training program for employees.
According to the World Economic Forum, 95% of all cybersecurity events can be traced to human error—either due to a lack of awareness, inaction or outright negligence.
Technology

Is QR Code Payment Right for Your Business?

Learn all about QR codes to discover whether they'd be beneficial for your business.
One of the most significant advantages of QR code payments is their ease of use.

Showing 33 - 48 of 165 results

Showing 33 to 48 of 165 results

Featured publication

Bank on Customer Service
Looking for more personalized insights?

This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

First Citizens Bank is a Member FDIC and an Equal Housing Lender icon: sys-ehl.

NMLSR ID 503941