Business Loans

Loans suited to your business and your financing needs

Term Loans

Practical financing for numerous business purposes

Most businesses need a cash infusion from time to time. Perhaps you've identified an opportunity you don't want to miss, but you don't have the cash to take advantage of it. A term loan is a great solution for these situations.

  • Purchase, refinance, build or expand an existing facility
  • Debt restructuring
  • Working capital
  • Leasehold improvements
  • Vehicle financing
  • Equipment financing
Commercial Adjustable Rate Loans

Make an investment in your company's future

First Citizens can help you determine if purchasing your commercial property is the right decision for your business and provide the financing solution that meets your needs.

  • Available for general purpose, owner-occupied real estate
  • 15- and 20-year terms
  • Annual percentage rate (APR) floor and lifetime caps apply
  • Minimum loan amount of $250,000, no maximum
  • Special loan programs for medical and dental office buildings
  • 1% prepayment penalty for the life of the loan
  • Tax-deductible business expenseD
Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Learn more about business digital banking
Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Learn more about business digital banking
Purchasing Card

Control business expenses

Simplify business purchases, reduce paperwork and monitor expenses with the First Citizens Visa Purchasing Card.
Learn more about purchasing card
Remote Deposit Capture

Deposit money from anywhere

Deposit checks remotely for faster processing and extended deposit hours.
Learn more about Remote Deposit Capture

Normal credit approval applies.

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.

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