Business Line of Credit

Maximize the benefits of your credit line

Borrow Again and Again

With most lines of credit you can borrow funds, repay them and borrow again.

Pay For What You Need

Write a check with our Capital Line, Capital Manager and EquityLine lines of credit.

Get Overdraft Protection

Link your line of credit to your business checking account for overdraft protection.

Benefits

Take care of business

Access the funds to make payments when you need to

With First Citizens Capital Line, Capital Manager and Business EquityLine lines of credit, you can simply write a check to meet short-term or seasonal needs for supplies or other unplanned expenses.

Know your limits

You'll always know the terms of your line of credit and amount that is available to you with immediate access.

Let us help you find the right credit line

We work with you to understand your business situation and recommend a credit line that enables you to borrow the money you need, when you need it. 

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Purchasing Card

Control business expenses

Simplify business purchases, reduce paperwork and monitor expenses with the First Citizens Visa Purchasing Card.
Remote Image Deposit

Deposit money from anywhere

Deposit checks remotely for faster processing and extended deposit hours.

Account openings and credit are subject to bank approval.

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Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.