wire transfers

Move funds fast—domestic or international

Same-Day Funds

Funds from domestic transfers are available when the beneficiary account is credited.

Reduce Paper

No need to send or receive checks for large sums of money.

Same-Day Verification

View full wire transfer details online or receive text and email notifications.

benefits

Added incentives

Fast, secure

Wire transfers are one of the quickest ways your business can move same-day funds conveniently and securely. 

Save time

Reduce administrative tasks by creating payment templates in BOB Advantage for repetitive wire transfers.

More options

Initiate outgoing requests through BOB Advantage® or at your local branch.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Remote Image Deposit

Deposit money from anywhere

Deposit checks remotely for faster processing and extended deposit hours.
Business Rewards Visa

Earn more from your business

Make business purchases count with bonus points.
FAQ

People often ask us

All wire transactions submitted prior to 5 pm ET Monday through Friday (excluding bank holidays) will be processed the same day for delivery.

To learn more about wire transactions, visit the Learning Center for the Domestic Wires Quick Reference Guide under the Payments and Transfers section.

To make sure  your templates will transition to Commercial Advantage, you should check account numbers, routing numbers, and other required fields to ensure accuracy.

Templates shouldn't include the following characters

: ; < = > ? \ @ [ ] ^ ` { } | _ ~ or #

If your template was transitioned with a maximum amount, the default value will also be the maximum amount. You can change this anytime by selecting Modify in Template List View under Payment Management.

Normal bank approval applies.  

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.