Floods can happen to anyone
Flood insurance coverage is available to renters and homeowners, even if you don't live in a flood-prone region.
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A flood can happen no matter where you live. That's why it's important to consider flood insurance. It can offer added protection to your home so you can rest well knowing your space—and your valuables—are protected.
Get peace of mind
Feel better knowing your home and contents are covered if there's a flood.
Protect if you rent
Insure your belongings even if you don't own your home.
Get affordable coverage
Pay less for flood insurance in areas with moderate flood risk.
Flood insurance coverage is available to renters and homeowners, even if you don't live in a flood-prone region.
Most flood insurance policies require a 30-day waiting period before coverage goes into effect.
Most flood insurance is administered by the National Flood Insurance Program.
You can get excess flood insurance through additional programs and insurers.
Insurance products are not deposits or other obligations of, or guaranteed or insured by, First Citizens Bank or any of its affiliates, and are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the United States.
Insurance products offered in California are offered by First Citizens Bank & Trust Co., CA Agency License #OH380006.
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