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Will 2024 Be a Good Time To Buy a House?

From mortgage rates to housing prices, here's what homebuyers can expect from the housing market in 2024.
There's some good news for aspiring homebuyers: The boom times for sellers may be coming to an end.
Home

First-Time Homebuyer's Guide: Steps to Buying a House

Dreaming of homeownership? Explore the steps involved with buying a house, as well as tips and resources for first-time buyers.
As you navigate the homebuying process, know that there are resources available to help you along the way.
Home

Financial Planning Guide to Buying a House

When it comes to financial planning to buy a house, these six steps potentially help you save a sizable amount of money on your mortgage.
Taking time to prepare your finances before buying a house can do more than improve your loan approval odds and give you more comprehensive borrowing options—it may also have a positive long-term impact on your personal finances.
Home

Pros and Cons of Building Your Own Home

Is building your own home a good idea? Learn about the pros and cons of building versus buying.
Building your own home can offer many benefits, but there are a few key factors that determine whether you should build or buy.
Home

Capitalizing on the Inflation Reduction Act

You could see lower healthcare costs and tax credits for energy-efficient home improvements and electric vehicle purchases this year.
What's in the act that may affect you in 2023 and beyond?
Home

Top Home Improvements That Boost Value

Trying to choose which home improvement project to tackle next? Read this first.
A home improvement loan offers eligible homeowners an unsecured loan to update, upgrade or renovate a home.
Home

Closing on a House: What to Expect

Finding a home and making a successful offer may take time. But so does closing on a house. Here's what to expect and how to prepare for the closing process.
Getting approved for a mortgage is the lengthiest part of closing on a house. Speeding up this process can benefit buyers in a few ways, not the least of which is possibly gaining access to your new home sooner.
Home

Is a Mortgage Refinance Right for You?

Thinking of refinancing your mortgage? Discover the pros, cons and key considerations to help you determine whether a mortgage refinance makes sense for you.
When it comes to deciding when to refinance your home, it's helpful to consider the following questions.
Home

What You Should Know Before You Buy a Foreclosed Home

Foreclosure homes offer buying opportunities at bargain prices if you understand the market.
Foreclosures often attract those who enjoy the work of remodeling or renovating a property and have the necessary cash to spend on repairs.
Home

How to Apply for a Mortgage: Step-by-Step Guide

You've found your dream home—now you just need to finance it. From prequalification to loan estimates to closing, here's how to apply for a mortgage.
It helps to get quotes from several lenders before you apply for a mortgage. That's because interest rates, closing fees and other loan terms can vary enough to make a difference.
Home

Complete Guide to Down Payments: FAQs

A 20% down payment can help homebuyers qualify for lower interest rates and reduce monthly payments. Learn more about mortgage down payment requirements.
Down payment requirements for a mortgage may be far more flexible than you imagine.
Home

Homebuyer's Glossary of Mortgage Terminology

Buying a home? This glossary includes easy-to-understand definitions for over 130 terms you'll encounter during the homebuying and mortgage underwriting process.
Learn the terms you'll hear throughout the loan process.
Home

Mortgages 101: FHA Versus Conventional Loans

Wondering if an FHA home loan is right for you? Here's everything you need to know about FHA loans, from pros and cons to eligibility requirements.
For those who may struggle to qualify for a conventional mortgage loan, FHA loans can offer a promising path to homeownership.
Home

What Type of Mortgage is Right for You?

Here's what to consider when shopping for a mortgage, from your budget to your long-term financial goals.
Most mortgages are conventional mortgages, which are loans made through a private lender and not part of any specialized government program.
Retirement

Things to Consider Before You Relocate in Retirement

There's more to moving than simply finding your dream home.
Just because you don't have a job with a regular paycheck doesn't mean you can't qualify for a mortgage if you need one.
Home

What to Consider When Buying a Second Home

Learn how buying an investment or vacation home differs from purchasing a primary residence.
Second homes and investment properties require higher reserves and more of a down payment than a primary home, and you need to be prepared for that upfront.

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Showing 1 to 16 of 55 results

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