Commercial Banking

Cover your essential business needs

We are passionate about meeting your business's evolving and complex goals while working with you every step of the way. Our focus is for you to easily manage your commercial banking accounts and keep them safe.

Choose from our specialized checking accounts like Analysis and Premier, along with traditional savings accounts, including money market and CDs.

Commercial Checking

The simple and straightforward option to meet your business banking needs.

  • Expand your business with our flexible, affordable Premier account
  • Put your money to work with our Analysis account that has a competitive monthly earnings credit rate—ideal for companies with more complex financial needs
  • Monitor and manage activities for all your business accounts with a full suite of treasury management services

Commercial Savings

The flexibility you need to reach your short- and long-term savings goals.

  • No monthly maintenance fee if a $300 daily ledger balance is maintained; otherwise, the maintenance fee is $10
  • No fee for the first 50 account transactions; otherwise, transactions after 50 are $0.50 each
  • No fee for the first $5,000 deposited; after that, a fee of $0.20 for every $100 deposited
  • Choose from tiered interest rates or steady-rate CDs
Liquidity Management Solutions

Put your cash to work

Make your money work harder for your business with our commercial liquidity management solutions.
Purchasing Card

Control business expenses

Simplify business purchases, reduce paperwork and monitor expenses with the First Citizens Visa Purchasing Card.

Account openings are subject to bank approval.

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Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.