Transitioning Wealth Philosophy

Making multigenerational wealth transfer easier

A Direct Approach

When transitioning wealth, making sure your plan is carried out according to your wishes is key. We'll provide thoughtful, tax-efficientD strategies to choose from based on your values and intended legacy.

The Importance of Your Legacy

Having a transition strategy is more than logistics. It's about passing on your family's legacy from one generation to the next. It's about making the transition easier and more effective. And, perhaps most importantly, it's about protecting your family and priorities.

We find that it's easy to assign beneficiaries to accounts, but it isn't always easy to determine the best route to prepare for contingencies. Life is full of changes, and unexpected events can negatively impact your transition plan. If you own a business, that can add to the complexity. And of course, it's important to understand the potential impact of taxes.

That's why we put your wishes first. Our knowledgeable team creates an intentional, customized plan to help make sure that your assets transition the way you want regardless of changing circumstances. We take into account tax efficiency, changing legislation and even your family dynamics. This allows us to help you make great decisions for your legacy–and your loved ones.

Let's talk about the best ways to plan ahead for the wealth transfer process.

Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value.  They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.

First Citizens Wealth Management is a registered trademark of First Citizens BancShares, Inc.  First Citizens Wealth Management products and services are offered by First-Citizens Bank & Trust Company, Member FDIC; First Citizens Investor Services, Inc., Member FINRA and SIPC, an SEC-registered broker-dealer and investment advisor; and First Citizens Asset Management, Inc., an SEC-registered investment advisor.

Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. First Citizens Asset Management, Inc. provides investment advisory services.

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.

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