Electricians

Products and services to grow your electrical business

Our Expertise

You've got the skills—we've got the experience

  • Finance growth with business credit cards, lines of credit and real estate loans
  • Keep the tools of your trade sharp, ready and new with equipment financing and leasing
  • Manage risk and gain peace of mind with business income protection, business auto insurance and workers' compensation

Products and Services
Customizable solutions for electricians

Small business lending

Get flexible financing, including short-term, real estate and SBA loan options.DDD

Equipment financing and lending

Utilize flexible lending solutions for equipment, vehicles and the tools your electrical business needs to get the job done.

Credit cards

Conveniently handle business spending and earn rewards at the same time with business Visa® credit cards.

Lines of credit

Borrow what you need and get easy access to funds that can help you manage fluctuations in cash flow.

Merchant services

Get customized payment processing services that help your business maintain a steady cash flow.

Remote Deposit Capture

Save time by depositing checks remotely using our desktop scanner.D

Fraud risk management

Protect your skilled-trade business from every angle with advanced loss-prevention services.

Insurance

Ensure your business is protected with a range of insurance options—like equipment breakdown, property and casualty, and workers' compensation.D

Wealth advisory

Build a relationship with a wealth advisor to gain crucial insights on personal accounts, personal wealth planning and retirement planning.D

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send & transfer money with ACH and wires

Receive account and security alerts

Learn more about business digital banking
Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send & transfer money with ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Learn more about business digital banking

Franchise financing
Expand your goals

FAQ
People often ask us

We offer short- and long-term lending options that can help with seasonal demand as well as more complex long-term lending options to meet your needs. This includes equipment lending, real estate lending and a variety of SBA loans for your business.

We have multiple options to make and receive payments for electrical businesses. ACH and merchant services provide opportunities to increase accounts receivable opportunities and increase payment timing. Purchasing cards offer the ability to potentially extend your accounts payable, thus expanding your cash flow.

Skilled Trades Insights
Grow your business

Skilled Trades

Glover Construction: How Relationships Drive Family's Business and Banking Decisions

Entering the third generation of their family business, Glover Construction switched to First Citizens Bank because of their focus on service and relationships.
My dad taught me the value of relationships and how he conducted business a long time ago.
Skilled Trades

Transforming Healthcare Finance for a Better Patient Experience

Consider these financial solutions to help streamline your practice.
To succeed today, healthcare practices must adapt and embrace solutions that address these challenges head on.
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Convince Clients to Get HVAC Upgrades

Make a case for HVAC upgrades to help promote clients' long-term profits and success.
A newer HVAC system is also less likely to break down, reducing annual maintenance costs.
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Account openings and credit are subject to bank approval.

Approved to offer SBA loan products under the SBA Preferred Lenders program.

First Citizens Bank offers SBA 7(a) loans in all US states except Vermont.

Remote Deposit Capture is subject to contractual terms and conditions.

Your investments in securities and insurance products and services are not insured by the FDIC or any other federal government agency and may lose value.  They are not deposits or other obligations of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

For more information about FCIS, FCAM or SVBW and its investment professionals, visit FirstCitizens.com/Wealth/Disclosures.

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Term of the loan will depend on use of funds.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941