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Get flexible financing, including SBA term loan options.DDD
Utilize flexible lending solutions for equipment, vehicles and the tools your landscape architecture business needs to get the job done.
Conveniently handle business spending and earn rewards at the same time with business Visa® credit cards.
Borrow what you need and get easy access to funds that can help you manage fluctuations in cash flow.
Get customized payment processing services that help your business maintain a steady cash flow.
Save time by depositing checks remotely using our desktop scanner.D
Protect your skilled-trade business from every angle with advanced loss-prevention services.
Ensure your business is protected with a range of insurance options—like equipment breakdown, property and casualty insurance, and workers' compensation.D
Build a relationship with a wealth advisor to gain crucial insights on personal accounts, personal wealth planning and retirement planning.D
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
Leveraging equipment needs through equipment financing can be a beneficial strategy for keeping cash reserves and minimizing the impact to cash flow. There can also be potential tax savings from these loans.
We have multiple options to make and receive payments for your business. ACH and merchant services provide opportunities to increase accounts receivable opportunities and increase payment timing. Purchasing cards offer the ability to potentially extend your accounts payable, thus expanding your cash flow.
Account openings and credit are subject to bank approval.
Your investments in securities and insurance products are not insured by the FDIC or any other federal government agency and may lose value. They are not deposits or other obligations of, or guaranteed by, any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. Past performance does not guarantee future results. There is no guarantee that a strategy will achieve its objective.
About the Entities, Brands, Products and Services Offered
First Citizens Wealth® (FCW) is a registered trademark of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares Inc. are the entities through which FCW products and services are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. (FCIS), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. (FCAM), and SVB Wealth LLC (SVBW), all SEC registered investment advisers. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions, or to all investors. Insurance products are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender icon: sys-ehl, and First Citizens Delaware Trust Company.
For more information about FCIS, FCAM, or SVBW and its investment professionals, visit: FirstCitizens.com/Wealth/Disclosures.
See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.
Approved to offer SBA loan products under the SBA Preferred Lenders program.
First Citizens Bank offers SBA 7(a) loans in all US states except Vermont.
Remote Deposit Capture is subject to contractual terms and conditions.
Term of the loan will depend on use of funds.
Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.
Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.
Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.
NMLSR ID 503941
Treasury & Cash Management
Electronic Bill Presentment & Payment
Investment & Retirement Services
Community Association Banking
Equipment Financing & Leasing
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