VA, FHA and USDA Loans

Make it easier to open the door to a new home

VA Home Loans

Get rewarded for your service with a low-interest, government-backed home loan.

  • Pay a low or no down payment
  • Available for service members, veterans and select surviving spouses
  • Get down payment assistance

FHA Home Loans

Pay less for your home if you're a first-time homebuyer.

  • Make a lower down payment
  • Qualify for a low interest rate
  • Get down payment assistance

USDA Home Loans

Get help buying a home in a suburban or rural area.

  • Pay a low or no down payment
  • Your home must be located in a USDA-eligible region

Get guidance through the homebuying process. We're here to help.

Down Payment Assistance

Let us help you down the path to homeownership

A modest income doesn't have to be an obstacle to buying a home.

Military Banking

Meeting the needs of those who serve

Our military accounts help you manage your financial life from anywhere your job takes you.

Normal credit approval applies.

Not applicable in all states.

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Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.