Digital Wallet

The simpler way to pay on the device that's always with you

Benefits

Any purchase, anytime, anywhere

We believe in hassle-free transactions—that's why we support these digital wallet apps. Our consumer and business credit and debit cards work with Apple®, Google® and Samsung Pay®—and you'll still earn the same rewards when connecting a First Citizens Visa Rewards® card.

  • Protect your information with your device's security controls
  • Carry less with you when you shop
  • Continue to earn rewards when using your First Citizens Rewards® Visa® credit card
  • Save time spent searching your wallet or purse for your cards
Apple, Google and Samsung

Make payments with your preferred device

Go cashless. Your Digital Wallet is a fast and secure way to pay. And it works seamlessly with First Citizens Visa® credit and debit cards.

  • Link your card to your eligible device
  • Unlock your phone and hold it near the reader at checkout
  • Find a full list of transactions in the First Citizens Mobile Banking app
Eligibility

Use your Rewards card and keep earning

Our consumer and business credit and debit cards work with Apple, Google and Samsung Pay—and you'll still earn the same rewards when connecting a First Citizens Rewards® card.

FAQ

People often ask us

You can use Apple Pay at a variety of online and in-store retailers. Look for the contactless payment symbol or Apple Pay logo at checkout.

To add and set your default card, go to Wallet & Apple Pay in your iPhone settings.

Use any of our credit or debit cards with Apple Pay except EquityLine cards and Visa gift cards.

Absolutely. You'll continue to earn rewards from using your First Citizens Rewards Credit Card through purchases made with Apple Pay.

Yes. Visa's Zero Liability Policy covers fraudulent purchases made with your First Citizens Visa credit and debit cards, even through Apple Pay.

Account openings and credit are subject to bank approval.

Please see our Digital Banking Fee Schedule and Digital Banking Agreement.

First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

Apple, the Apple logo and Apple Pay are trademarks of Apple, Inc., registered in the US and other countries.

Google Pay and the Google Pay logo are trademarks of Google, Inc.

Samsung and Samsung Pay are trademarks of Samsung Electronics, Ltd.

Please see our Digital Wallet Terms of Use (PDF).

Visa's Zero Liability Policy covers fraudulent purchases and payments on the Visa network made by others without your authorization using your consumer debit card. You must report unauthorized purchases made by others using your card promptly. Provisional credit will be given while we investigate your claim. Please consult our Deposit Account Agreement for information on unauthorized transactions.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.