Military Bank Accounts

Military banking designed for those who serve

Liberty Classic

The military checking account for active-duty personnel and full-time reserve or guard members.

  • We'll waive the $15 service fee if you have at least one monthly direct deposit
  • No minimum opening deposit
  • Two free non-First Citizens ATM transactions per statement cycleD
  • Preferred rates on CDs and discounts on future check orders
Open a Liberty Classic checking account now , Opens in a new tab
See the Liberty Classic Disclosure (PDF) , Opens in a new tab

Liberty Advantage

The military checking account for officers and full-time non-commissioned officers.

  • We'll waive the $20 service fee if you have at least one monthly direct deposit
  • No minimum opening deposit
  • Five free non-First Citizens ATM transactions per statement cycleD
  • $500 toward closing costs on your First Citizens mortgageD
Open a Liberty Advantage checking account now , Opens in a new tab
See the Liberty Advantage Disclosure (PDF) , Opens in a new tab

Military Savings

Save with competitive rates and a low minimum balance requirement.

  • Low minimum opening deposit of $100
  • Set up direct deposit from your checking account or payroll
  • We'll waive the $5 monthly service charge if you maintain a $300 minimum daily balance
Find a Branch , Opens in a new tab
See the Military Savings Disclosure (PDF) , Opens in a new tab

Account openings and credit are subject to bank approval.

Service fees may be charged by the third-party ATM operator or owner, or by the network owner for transactions at non-First Citizens ATMs. For transactions initiated outside of the United States, the fee will be 3.00% of the transaction amount.

Only applicable on a refinance or purchase of a primary home and excludes Money Saver Mortgages. Not applicable on construction loans.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.