Empowering cannabis and hemp business growth through smart lending
In an industry where opportunity moves fast and financing can be complex, we make lending straightforward and strategic. Since 2018, we've helped cannabis businesses secure the capital, commercial real estate and equipment they need to grow confidently. Our lending solutions are built around your goals—offering flexibility, transparency and expertise that help your business thrive at every stage.
Access the capital you need
Get flexible funding built for cannabis businesses ready to grow, adapt and lead.D
Own your growth
Finance the commercial real estate your cannabis or hemp business needs to expand and thrive in the long term.D
Invest in what's next
Equip your business for what's ahead with smart, streamlined cannabis equipment leasing and financing.D
Talk with a cannabis specialist who understands your business
Expand with confidence
Commercial real estate
Your property is more than a place to operate—it's a cornerstone of your business. Our commercial real estate financing solutions are designed specifically for cannabis and hemp businesses, helping you secure, expand or refinance properties with confidence.D
Equipment financing
Access the tools and technology your business needs—without straining your cash flow. Our cannabis equipment leasing and financing options make it simple to grow efficiently and stay competitive in a rapidly evolving industry.D
Loans and lines of credit
Fuel your growth with flexible business loans and lines of credit designed for cannabis businesses. Manage cash flow, seize opportunities and expand with confidence in a complex market.D
Connect with a cannabis banking specialist to start growing today
Achieve your next milestone
Securing a personal mortgage as a cannabis business owner can be challenging—but we make it easier. Our experienced team understands your unique financial situation and offers flexible mortgage options to help you move forward with confidence.D
What you can expect:
"We chose First Citizens for our financial needs nearly a year ago, and it has proven to be an impactful decision. They provided us a substantial credit line, which was a first for the industry ... EVER. Trustworthy, reliable, flexible and innovative—First Citizens is our bank of choice, and they've been instrumental in expanding and improving the hemp industry."
Ryan Dills and Joe Salome
The Georgia Hemp Company & Sympleaf Wellness
2026 Report
State of the Cannabis Industry
See the latest US cannabis market data, operator survey findings, policy analysis and financing insights.
Cannabis and Hemp Industry Insights
Expand your expertise
The 2026 State of the Cannabis Industry report
Building a cannabis business that lasts
