Businesses of all sizes can save time and money by making deposits online with Remote Image Deposit (RID). Using the latest imaging technology, you can scan the checks you have received from your customers and then electronically transmit them to us for processing.
Save time & money — You no longer have to compile your deposits and then take them to the bank. Simply transmit your check deposits online in as few as three mouse clicks. See how much you can save with our Remote Image Deposit Savings Calculator.
Extend deposit deadlines — Preparing and transmitting a deposit is fast and easy, freeing your staff to focus on other important tasks. Images transmitted and confirmed by 10:00 p.m. Eastern Time each business day are posted for next day availability1.
Enhance security, accuracy and efficiency — RID connections are protected by state-of-the-art encryption and authentication. You can make your deposit and instantly verify that the bank received it. The RID application will read the amount of each check and reconcile your deposit amount before the transaction is submitted. You can locate specific deposited items quickly and efficiently, create customized reports2 in a variety of formats and print a deposit receipt for your records.
Installation and training assistance — Our eLearning module allows you to self-train at your own pace and convenience. Our specialists are only a phone call away if you need additional assistance with the application.
1. Subject to the Bank's Funds Availability Policy.
2. Some features available on the RID Corporate platform only. Consult your banker for more details.
Remote Image Deposit is subject to contractual terms and conditions. First Citizens is licensed by DTC under U.S. Patent Nos. 5,910,988, 6,032,137, 5,717,868, 5,583,759, 5,930,778, 5,774,663, 5,787,403, 5,899,982, 6,594,647, 6,341,272, 5,974,146, and 6,182,052