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Glover Construction and First Citizens

Catherine Glover Frazier

Vice President, Glover Construction

Catherine: Glover Construction was founded in 1952 by my granddad, who at almost 92 still works every day. And now as we enter the third generation, we are the heavy earth-moving mass excavation company.

First Citizens Bank x Glover Construction: Meeting your ambition at every stage

Matt Glover

President, Glover Construction

Matt: When I started here 44 years ago, a lot of work we did was just on a handshake deal. My dad taught me the value of relationships a long time ago.

Catherine: When we moved over to First Citizens, we moved because we felt that the relationship was there. That wasn't there with our other banks. And at the end of the day, to run your business, you need those relationships.

Matt: My dad has always taught me to treat our employees not only with respect, but to take care of their needs. And that's what we expect from people that we do business with and banks included. And we feel like at First Citizens Bank, that they'll take care of our needs as well.

The banks grow and change. Oftentimes, you lose that. Well, that's not the case with First Citizens Bank.

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First Citizens Bank®

FirstCitizens.com

The views expressed are solely those of the authors and do not necessarily reflect the views of First-Citizens Bank & Trust Company or any of its affiliates. Companies listed are independent third parties and are not affiliated with First-Citizens Bank & Trust Company. All third-party trademarks (including logos, trade names, service marks, and icons) referenced herein remain the property of their respective owners.

©2025 First-Citizens Bank & Trust Company. All rights reserved. First Citizens Bank is a registered trademark of First Citizens BancShares, Inc. Equal Housing Lender. Member FDIC.

Client story: Glover Construction

See how First Citizens has helped Glover Construction strengthen their foundation and move their business forward.

Client story: Martin's Distribution

See how First Citizens helped Martin's Distribution manage its working capital to expand its operations.

Martin's Distribution: Meeting Your Ambition at Every Stage

First Citizens Bank x Martin's Distribution

Meeting your ambition at every stage

Giovanna Prieto, VP Operations, Martin's Distribution: When my dad was starting Martin's Distribution, we would all come home from school, get all our homework done and help pack spices. Fast-forward to now, Martin's Distribution has over 900 products, and we deliver all around.

Martin Prieto, CEO, Martin's Distribution: We met Juan about 15 years ago, and he's the main reason why we are with First Citizens.

Juan Tisera, SVP, Commercial Banker II, First Citizens Bank: Martin was growing rapidly, but the tools that he was using in his previous bank were really elementary for his type of business. I was able to give him advice on how to manage his working capital and how to start using the lending tools that the bank provides. We were able to expand his fleet from four or five trucks to almost 20.

Giovanna: We went from a 10,000-square foot facility to a 35,000-square foot facility.

Martin: You can put your money anywhere, but First Citizens brings key players like Juan that understand our business.

Giovanna: We appreciate that Juan sees our vision. He cares for this like it's his own.

First Citizens Bank®

FirstCitizens.com

The views expressed are solely those of the authors and do not necessarily reflect the views of First-Citizens Bank & Trust Company or any of its affiliates. Companies listed are independent third parties and are not affiliated with First-Citizens Bank and Trust Company. All third-party trademarks (including logos, trade names, service marks, and icons) referenced herein remains the property of their respective owners.

©2025 First-Citizens Bank & Trust Company. All rights reserved. First Citizens Bank is a registered trademark of First Citizens BancShares, Inc.

Equal Housing Lender. Member FDIC.

ThriveMore: Meeting Your Ambition at Every Stage

First Citizens Bank x ThriveMore

Meeting your ambition at every stage

Reed Vanderslik, President and CEO, ThriveMore: Fifty years is a long time to be in a relationship. That's almost unheard of when that relationship is with your bank.

ThriveMore is a nonprofit organization serving older adults. We have everything from independent living, assisted living, memory care and skilled nursing. Our story began with just serving 21 residents, and we've expanded now to four campuses with plans for a fifth campus. The demographics in America today, there's a need in the next 15 years for a million more housing units serving older adults, and we intend to be part of that solution. First Citizens has championed our growth because they understand our unique business model.

Laura Pratt, Commercial Banking Manager, First Citizens Bank: We take a long term view with clients by asking questions and asking what their strategic plan is 3, 5 years from now. We really want to know where they want to be in the future for several years to come. And then we work to be a part of that vision.

Vanderslik: We're excited about the development of a new campus. We're going to be adding a child daycare. We're also going to add something that we believe doesn't exist anywhere in the country, and that is a couples' memory care, where the couple can live together for most of the day, but when the caregiver needs a reprieve, there's staff to help meet their needs. So it's a very unique project, and many banks, because it hasn't been done, would shy away from it, but First Citizens has partnered with us from day one.

It's a true partnership that I don't see retiring anytime soon.

First Citizens Bank®

FirstCitizens.com

The views expressed are solely those of the authors and do not necessarily reflect the views of First-Citizens Bank & Trust Company or any of its affiliates. Companies listed are independent third parties and are not affiliated with First-Citizens Bank and Trust Company. All third-party trademarks (including logos, trade names, service marks, and icons) referenced herein remains the property of their respective owners.

©2025 First-Citizens Bank & Trust Company. All rights reserved. First Citizens Bank is a registered trademark of First Citizens BancShares, Inc.

Equal Housing Lender. Member FDIC.

Client story: ThriveMore

See how a 50-year partnership with First Citizens has fostered innovation and growth for nonprofit retirement community ThriveMore.

Let's build your business together

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