Merchant Services

Anytime, anywhere payment processing

Always On

Solutions available on the road, at your location and online.

Cash Flow

Manage cash flow with solutions that assist and add value to your business.

Next-day Funds

Next-day business funds for transactions that go into your deposit accounts.D

benefits

Tailored to your business

Flexible solutions

Process wherever and however you want to do business—on the road, at your location, online.

Manage cash flow

View transactions in real time, set up multi-user capabilities and recurring payments, and spend less time resolving billing and collection issues.

Quick funding

Next-business day funding for Visa®, Master Card®, Discover® and American Express® transactions into your First Citizens deposit account.

how it works

Business flexibility

We offer card processing tools to help you meet customer needs, wherever they are—online, in-store or on the road.

In-store

Traditional desktop terminals, small terminals and point of sale devices

Flexible retail solutions designed for merchants accepting cards within their business locations.

Mobile

iPhone®, Android®, tablet or wireless terminal

Accept payments anywhere you have cellular coverage. Secure sensitive data with the highest level of card data encryption.

Online

Virtual terminal and e-commerce

Seamless and secure card processing when you need to take customer payments online, in person, by phone or by mail.

Ready to get started? Contact us about Merchant Services

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Business Digital Banking

Control your finances

First Citizens Digital Banking delivers a powerful, comprehensive set of online and mobile banking tools.
Business Rewards Visa

Earn more from your business

Make business purchases count with bonus points.

Normal bank approval applies.  

Next-business day funding for American Express transactions is only available for new customers.

iPhone, Touch ID and Face ID are a registered trademark of Apple, Inc.  Apple is a trademark of Apple, Inc., registered in the US and other countries. App Store is a service mark of Apple, Inc.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.