VA Home Loans
Get a low-cost home loan for veterans
Thank You for Serving
Available to service members, veterans and some spouses.
Get 100% Financing
Your VA loanD may cover up to 100% of the home price.
Choose Your Terms
Select from a variety of mortgage term options.
Qualify for a VA home loan
Create an account in our online application platform. Here's what you'll need to apply for a Veterans Affairs home loan.
Get guidance through the homebuying process. We're here to help.
Let us help you down the path to homeownership
A modest income doesn't have to be an obstacle to buying a home.
Meeting the needs of those who serve
Our military accounts help you manage your financial life from anywhere your job takes you.
Normal credit approval applies.
Not applicable in all states.
VA funding fee applies except as may be exempted by VA guidelines. The fee is higher with a zero down payment, and maximum loan limits vary by county. If a down payment of 5% or more is made, the fee is reduced. The VA funding fee is non-refundable. Ask for details about eligibility, documentation and other requirements.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.